For those that are starting the business of their own, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is a resounding yes, but the process of obtaining an enterprise credit card can be overwhelming and confusing. Here are a few tips to be aware of the process of applying for a credit card.
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Brex 30
Brex offers a wide range of financial services, including corporate credit cards spending management, as well as expense management software. Brex is a complete financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card designed to help start-ups build credit histories. The applicants don’t have to pay interest or offer an individual guarantee. Instead, applicants are evaluated on the basis of their business model and spending patterns.
Credit limits of up 100 percent are permissible for applicants. The limit is determined by the amount of money a customer has in their Brex Cash account. Every day, the Brex Card draws from the account to determine the limit of its spending.
You can earn valuable rewards with a Brex Corporate credit card. Brex Travel offers four points to book travel. You can also get three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as a budget management tool. The card comes with a variety of benefits including a standard 1.5 percent cash-back rate on all purchases. The card has no annual fees and does not have any other conditions other than having a high credit score.
If you are a new business benefiting from a business credit card with low interest could be very appealing. A business credit line with additional protection may be a viable option.
One of the most important features of a low-interest business credit card is that you don’t have to worry about managing multiple cards or worrying about how much you’ll have to pay every month. This is especially important if you’re trying to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most popular business credit cards that are designed for startups. It comes with a variety of benefits, including a high sign up bonus along with purchase protection, along with travel perks. It has some downsides.
The Ink Business Preferred Card may not be ideal. There aren’t any introductory APR offers and the spending limit may not be appropriate for your company. Furthermore, it’s not the most generous points-earning program.
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The Ink Business Preferred Card, however it offers a number of additional useful features such as liability coverage primary car rental coverage shopping protection, and primary car rental coverage. These perks are great for small-scale business owners.
The Ink Business Preferred Card is another great way to earn points. If you make purchases in certain categories, you can earn 3 points for every dollar you spend. For instance, if make a purchase of $500 to your credit card during the first three months, then you’ll be rewarded with the welcome bonus of 100,000 points.
Divide
If you’re a new business owner looking for an enterprise credit card, you may want to think about Divvy. This card comes with a wide range of advantages and features. You can also monitor your business expenses with this card.
The Divvy app can be used with any accounting software to allow users to look at their financial expenses. The program lets you set a budget, limit spending and even request money. It also lets you set the spending limit for your employees.
Divvy also has a corporate card. These cards review your company finances and allow you to decide on how much you’ll need to invest every month. Unlike traditional business credit cards, Divvy is not a requirement for an individual guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to be aware of the company’s rates before you apply.
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Chase Ultimate Rewards
Business credit cards can be an opportunity to secure the highest interest rates for business loans. They are also able to provide useful rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted into cash back. Certain cards provide rewards for travel and shopping and some can be used to help build your business’s credit.
There are many credit card issuers to pick from, including Chase. However, you should think about the manner in which you use a particular credit card. It is essential to locate the best business credit card for your needs.
Small business owners will find the Ink Business Preferred(r), Credit Card a great option. This card gives you solid rewards for various purchase categories and even protects employees’ mobile phone bills.