For those that are starting the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” While the answer is yes but it can be daunting and confusing to apply for an enterprise credit card. Here are some things to be aware of before obtaining credit card.
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Brex 30
Brex offers a variety of financial services including corporate credit cards as well as spend management and expense management software. Brex is a complete financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card that helps start-ups build credit histories. It doesn’t charge interest or have to provide an individual guarantee. Instead the applicants are evaluated on their budget and business model.
Credit limits of up to 100 percent are permissible for applicants. The limit is determined by the amount of money customers have in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card you can earn substantial rewards on purchases. For instance, you could earn four points on trips booked through Brex Travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as an expense management tool. The card comes with a variety of benefits including a flat 1.5 percent cash back rate on all purchases. The card does not have annual fees and does not have any other qualifications other than having a credit score of at least.
For a startup business benefiting from a low-interest business credit card could be very appealing. A business credit card that comes with additional protection may be a good option.
One of the main benefits of a business low-interest credit card is that you don’t need to fret about juggling several cards or worrying about how much you’ll have to pay each month. This is particularly true if you’re looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards designed for start-up businesses. It comes with a variety of advantages, including a large initial bonus as well as purchase protection as well as travel benefits. However, it has a few drawbacks.
The Ink Business Preferred Card may not be perfect. There aren’t any initial APR deals and the spend limit may not be appropriate for your company. It’s also not the most effective points-earning strategy.
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The Ink Business Preferred Card, on the other hand it offers a number of additional useful features such as liability coverage as well as primary coverage for car rentals shopping protection, and primary coverage for car rental. As a small-scale business owner, you’ll surely benefit from these benefits.
The Ink Business Preferred Card is another excellent way to earn points. When you spend in certain categories, you can earn 3 points for every dollar you spend. For instance, if charge $500 on purchases to your credit card during the first three months, you’ll be eligible for a welcome bonus of 100,000 points.
Divide
Divvy is a good option for business owners in the beginning looking for a business card. This card offers a variety of benefits and features. You can also monitor your business expenses with this card.
Divvy integrates with other accounting software, and allows users to quickly view financial expenses. The program lets you make a budget, limit spending and request money. You can also set an amount of money you can spend for your employees.
Divvy also offers a corporate credit card for corporate customers. These cards assess your business finances and assist you to decide what amount of money you’ll need to spend each month. Unlike traditional business credit cards, Divvy is not a requirement for a personal guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to know the rate of the company before you apply.
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Chase Ultimate Rewards
Business credit cards provide a way to secure the highest interest rates for business loans, and they can also offer valuable rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted to cash or cash back. Certain cards provide rewards for purchases and travel and others can be used to boost your credit score.
There are many credit card issuers to pick from, including Chase. It is important to consider the method of use for the credit card. It is important to select a business credit card that suits your specific needs.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. This card provides solid rewards on various purchase categories as well as protects employees’ mobile phone bills.