For those who are starting a business, one of the most important questions they’ll need to answer is “Can I get a business credit card?” Although there is a yes answer it can be a bit challenging and overwhelming to apply for an enterprise credit card. Here are a few things to learn about getting the credit card you need.
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Brex 30
Brex provides a range of financial services including corporate credit cards, spend management and expense management software. Brex is a complete financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card designed to help start-ups build their credit score. Applicants don’t pay interest and don’t need to provide a personal guarantee. Instead, applicants are evaluated on their company’s financial model and spending habits.
Credit limits up to 100 percent are available to applicants. This limit is based on the amount of money in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn valuable rewards with the Brex Corporate credit card. Brex Travel offers four points to book travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as a budget management tool. It comes with a myriad of benefits, including a flat 1.5 percent cash back rate on all purchases. There are no annual charges, and the card doesn’t have any other requirements other than having a credit score of at least.
For businesses that are just starting out benefiting from a business credit card that is low-interest are a great deal. A business credit card with additional protection may be an option.
One of the most important advantages of a low-interest business credit card is that you don’t need to worry about managing multiple cards or worrying about how much you can afford to pay off every month. This is particularly true if you are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards for new companies. It offers a range of benefits, including an impressive sign-up bonus, purchase security, and travel perks. However, it has a few drawbacks.
The Ink Business Preferred Card isn’t an ideal choice, but. There are no introductory APR promotions to be found and the spending cap could be too low for your business. It’s also not the best points-earning program.
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The Ink Business Preferred Card, however it offers a number of additional useful features, such as liability coverage and primary car rental coverage, shopping protection, and primary coverage for rental cars. If you’re a small-sized business owner, you’ll surely benefit from these benefits.
The Ink Business Preferred Card is another great way to earn points. Spend in specific categories and you’ll earn 3 points for every dollar. For example the case of spending $500 on purchases to your card in the first three months, you’ll receive a 100,000-point welcome bonus.
Divvy
Divvy is a good option for startup business owners looking for business cards. This type of card comes with various advantages and features. You can also track your business expenses with this card.
Divvy integrates with other accounting software that allows users to quickly view the financial expenses. You can then create budgets, set limits, and request funds. Divvy also allows you to set a spending limit for your employees.
Divvy also has corporate cards. These cards assess your business finances and assist you to determine how much you can spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is important to find out the interest rate of the company before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to get the best rates of interest on business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted into cash or cash back. Certain cards provide rewards for purchases and travel and others can be used to boost your credit score.
Apart from the top business credit cards offered by Chase and other credit card issuers that you can use. But, you must consider the ways you will use a particular credit card. It is important to find a business credit card that will meet your specific requirements.
The Ink Business Preferred(r) Credit Card is a viable option for small-sized business owners. This card provides solid rewards on a variety of purchase categories and also covers employees’ cell phone bills.