If you’re starting the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” While the answer is yes but it can be challenging and overwhelming to apply for an enterprise credit card. Here are some things you need to be aware of when applying for the credit card you need.
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Brex offers a wide range of financial services, including corporate credit cards as well as spend management and expense management software. Brex is a complete financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card that helps start-ups build credit histories. The applicants don’t pay interest or require a personal guarantee. Instead, applicants are evaluated based on their company’s financial model and spending habits.
Credit limits of up 100 percent are available to applicants. This limit is determined by the amount of money a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn valuable rewards using the Brex Corporate credit card. Brex Travel offers four points when you book travel. You can also receive three points for dining.
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Capital on Tap
Capital on Tap is a one-stop small business credit card and a spend management system. The card comes with a variety of benefits including a standard 1.5% cash back rate on all purchases. The card does not have annual fees and doesn’t have any other requirements other than a good credit rating.
A business credit card with a low-interest rate is a great choice for businesses that are just starting out. A business credit line with additional security could be a viable option.
One of the key benefits of a business low-interest credit card is that you don’t need to fret about juggling several cards or worrying about how much you’ll have to pay off each month. This is particularly applicable if you’re planning to finance major expenditures.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards for startup businesses. It provides many advantages, such as a huge sign-up bonus as well as purchase protection as well as travel perks. However, it also has some drawbacks.
The Ink Business Preferred Card may not be the best choice for you. There are no introductory APR promos and the spending limit may not be appropriate for your business. It’s also not the best points-earning feature.
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On the other hand however, the Ink Business Preferred Card offers several other valuable features, including liability coverage in addition to primary car rental insurance as well as a shopping security. These perks are perfect for small-scale business owners.
The Ink Business Preferred Card is another excellent way to earn points. When you spend in certain categories, you can earn three points for every dollar you spend. In this example when you spend $500 on purchases to your card within the first three months, you’ll be awarded a 100,000 points welcome bonus.
If you’re a new business owner looking for an enterprise credit card you might want look into Divvy. This type of credit card provides various benefits and features. You can also keep track of your business expenses using this card.
Divvy can be used with any accounting software to allow users to see their financial expenses. The program lets you create a budget, restrict spending and request money. Additionally, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card for corporate customers. These cards evaluate your business finances and assist you to decide on how much you’ll need to spend every month. As opposed to traditional business credit card, Divvy doesn’t require an individual guarantee.
However, Divvy does not disclose any interest rates on its website. Therefore, it is important to understand the company’s rate before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure the highest rates of interest for business loans and provide valuable rewards. For example the Chase Ultimate Rewards business credit card provides bonus points which can translate to cash back. Some cards offer rewards for shopping and travel, and others can be used to help to build credit for your business.
There are numerous credit card issuers you could choose from, including Chase. You must also think about the way you intend to use the credit card. It is important to select a business credit card that will meet your specific needs.
Small-sized businesses will find the Ink Business Preferred(r), Credit Card an excellent option. This card is a great way to earn rewards on a variety of purchase categories, and it even covers employees’ cell phone bills.