If you’re thinking of creating your own business, the most important question you should ask yourself is “Can I get my business credit card?” The answer is a resounding yes but the process of obtaining the business credit card could be confusing and overwhelming. Here are some things to be aware of when applying for an credit card.
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Brex offers a wide variety of financial services, such as corporate credit cards spending management, as well as expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups, is an credit card that assists startups establish their credit history. The applicants don’t pay interest or require a personal guarantee. Instead applicants are evaluated based on their business model and spending habits.
Credit limits of up to 100 percent are allowed for applicants. This limit is determined by the amount the customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn valuable rewards with the Brex Corporate credit card. Brex Travel offers four points for booking travel. You can also earn three points when dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as a spending management tool. The card offers a slew of benefits, including a flat 1.5% cash back rate on all purchases. There are no annual fees and the card doesn’t have any other requirements aside from a good credit score.
A business credit card with a low-interest rate is a great option for new businesses. You may also look into a business credit card with additional protection.
A low-interest business credit cards are very convenient because you’re not burdened with the stress of managing multiple credit cards or worrying about the amount of you can manage each month. This is especially true if you’re looking to finance large purchases.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards designed for start-up businesses. It offers a variety of benefits, like the highest sign-up bonus, purchase protection, and travel perks. However, it has some drawbacks.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any initial APR promos and the spending limit might not be suitable for your company. In addition, it’s not exactly the most generous point-earning system.
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On the other side, the Ink Business Preferred Card offers many other beneficial features, including liability coverage as well as primary coverage for car rental and a shopping insurance. As a small-scale business owner, you’ll surely get these benefits.
Furthermore to that, the Ink Business Preferred Card is an excellent method to earn points. When you spend in specific categories, you can earn 3 points per dollar you spend. For example, if you add $500 worth of purchases to your card in the first three months, you’ll get an offer of 100,000 points.
If you’re a new business owner in search of a business credit card You might want to consider Divvy. This type of credit card provides numerous benefits and features. It also allows you to monitor your business expenses.
Divvy works with external accounting software that allows users to view their the financial expenses. You can create budgets, set limits, and request funds. It also lets you set the spending limit for your employees.
Divvy also has corporate cards. These cards assess your business financial situation and help you determine how much you’ll need to spend every month. As opposed to traditional business credit card, Divvy is not a requirement for personal guarantees.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to be aware of the company’s rates before submitting an application.
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Chase Ultimate Rewards
Business credit cards are the chance to secure best interest rates on business loans, and can also provide valuable rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted into cash or cash back. Some cards offer rewards for shopping and traveling, and others can be used to help build your business’s credit.
There are numerous credit card issuers that you can pick from, including Chase. However, you should think about the ways you will make use of a specific credit card. It is crucial to choose the best business credit card that meets your particular needs.
The Ink Business Preferred(r) Credit Card is a good choice for a small business owner. This card offers solid rewards for various categories of purchases and even protects employees’ mobile phone bills.