If you’re thinking about creating your own business, the most important question to ask is “Can I get my business credit card?” While the answer is yes but it can be difficult and confusing to apply for a business credit card. Here are a few things to be aware of before obtaining a credit card.
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Brex 30
Brex provides a range of financial services including corporate credit cards along with spend management and expense management software. It offers a complete financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card that assists start-ups build credit histories. The applicants don’t have to pay interest and don’t need to offer personal guarantees. Instead applicants are evaluated on their business model and spending habits.
The applicants can enjoy up to 100 percent credit limit. This limit is determined based on the amount of money in the customer’s Brex Cash account. Every day the Brex Card draws from the account to determine the limit of its spending.
You can earn valuable rewards by using the Brex Corporate credit card. For instance, you’ll get four points on travel booked through Brex Travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a budget management tool. It comes with a myriad of benefits, including a flat 1.5 percent cash back rate on all purchases. The card has no annual fees and does not have any other qualifications other than having a high credit score.
A business credit card with low interest is a great choice for those who are just starting out. A business credit card that comes with additional protection may be a viable option.
One of the most important advantages of a low interest business credit card is that you don’t need to worry about managing multiple cards or worrying about how much you’ll be able to pay off each month. This is especially relevant if you’re trying to finance large expenditures.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards for new businesses. It offers a range of benefits, including an impressive sign-up bonus, purchase security, and travel perks. However, it does have a few drawbacks.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any initial APR deals and the spend limit may not be appropriate for your company. It’s also not the best point-earning option.
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The Ink Business Preferred Card, however it offers a number of additional useful features, such as liability coverage as well as primary car rental coverage shopping protection, and primary coverage for car rentals. As a small-scale business owner, you’ll definitely benefit from these benefits.
The Ink Business Preferred Card is another excellent method to earn points. When you spend money in certain categories, you can earn three points for every dollar you spend. For instance, if you charge $500 on purchases to your card during the first three months, you’ll get a welcome bonus of 100,000 points.
Divide
If you’re a business owner in search of an enterprise credit card You might want to look into Divvy. The card comes with a range of benefits and features. It also lets you keep track of your business expenses.
Divvy works with external accounting software, and allows users to easily monitor the financial expenses. The software allows you to make a budget, limit spending and even request money. Divvy also allows you to set an expense limit for your employees.
Divvy also has a corporate card. The cards analyze your company’s financial situation and decide on how much you should spend every month. Contrary to traditional business credit cards, Divvy does NOT require an individual guarantee.
However, Divvy does not disclose any interest rates on its website. Therefore, it is important to learn about the rates offered by the company prior to applying.
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Chase Ultimate Rewards
Business credit cards are the chance to secure best interest rates on business loans, and they are also able to provide useful rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted into cash back. Certain cards provide rewards for shopping and traveling as well as others that can be used to boost your credit score.
Apart from the top business credit cards from Chase There are other credit card issuers you can turn to. But, you must consider the manner in which you utilize a specific credit card. It is vital to locate the best business credit card for your requirements.
The Ink Business Preferred(r) Credit Card is a good choice for small-sized business owners. This card provides solid rewards on different categories of purchases, and it even will pay for employees’ cell phone bills.