If you’re starting a business, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is a resounding yes, but the process of getting a business credit card can be confusing and overwhelming. Here are a few points you should be aware of about the process of obtaining the credit card.
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Brex 30
Brex provides a range of financial services , including corporate credit cards as well as spend management and expense management software. It offers a complete financial solution to startups.
The Brex Card, also referred to as Brex for Startups is a credit card designed to help start-ups build credit histories. Applicants don’t pay interest or provide personal guarantees. Instead the applicants are evaluated on their business model and their spending habits.
Credit limits up to 100 percent are allowed for applicants. The limit is determined by the amount customers have in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. Brex Travel offers four points when you book travel. You can also get three points for dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as an expense management tool. The card comes with a range of benefits, including a standard 1.5 percent cashback on all purchases. There are no annual fees, and the card doesn’t have other requirements aside from an excellent credit score.
A low-interest business credit card is a great option for startups. It is also possible to consider a business credit card that offers additional protection.
One of the most important advantages of a low interest business credit card is that you don’t have to fret about juggling several cards or worrying about how much you can afford to pay off each month. This is particularly applicable if you’re planning to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most well-known business credit cards that are designed for startups. It comes with a variety of benefits, including a high initial bonus as well as purchase protection as well as travel benefits. However, it does have some drawbacks.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any promotional APR promotions to be found, and the spending limit could be too low for your company. Moreover, it’s not the most generous points-earning option.
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The Ink Business Preferred Card, on the other hand, offers many other useful features such as liability coverage primary car rental coverage, shopping protection, and primary coverage for rental cars. These benefits are ideal for small business owners.
The Ink Business Preferred Card is another great method to earn points. Spend in specific categories and you’ll earn 3 points for every dollar. For example, if you charge $500 on purchases to your card during the first three months, then you’ll be rewarded with an initial bonus of 100,000 points.
Divvy
Divvy is an excellent choice for startup business owners seeking an enterprise card. This type of card offers various benefits and features. It also allows you to monitor your business expenses.
Divvy can be integrated with any accounting software that allows users to view their financial expenses. The program allows you to create a budget, limit spending and request money. Additionally, Divvy lets you to set a maximum spending limit for your employees.
Divvy also has a corporate card. These cards evaluate your business’s finances and determine how much you can spend every month. Contrary to traditional business credit cards, Divvy does not require personal guarantees.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s important to be aware of the company’s rates before applying.
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Chase Ultimate Rewards
Business credit cards can be used to secure the most favorable rates of interest for business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted to cash back. Certain cards provide rewards for shopping and travel as well as other cards that can be used to to build credit for your business.
There are many credit card issuers to pick from, including Chase. You must also think about what you intend to do with the credit card. It is essential to locate the right business credit card that will meet your needs.
The Ink Business Preferred(r) Credit Card is a good option for a small business owner. The card is a good option for earning rewards for a variety of purchase categories and even protects employees’ mobile phone expenses.