For those who are just beginning a business, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is yes however the process of obtaining an enterprise credit card can be overwhelming and confusing. Here are some points you should be aware of about the process of obtaining credit card.
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Brex offers a variety of financial services , including corporate credit cards, spend management and expense management software. It provides an all-in-one financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card designed to help start-ups build their credit history. Applicants don’t pay interest or require a personal guarantee. Instead applicants are evaluated based on their business model and spending habits.
Credit limits up to 100 percent are available to applicants. The limit is determined by the amount of money that a customer has in their Brex Cash account. Each day the Brex Card draws from the account to determine its limit for spending.
With a Brex Corporate Credit Card, you can earn valuable rewards on purchases. For instance, you could earn four points on travel booked through Brex Travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a budget management tool. The card offers a variety of benefits, including a standard 1.5 percent cashback rate on all purchases. The card doesn’t have annual fees and does not have any other conditions other than having a credit score of at least.
For businesses that are just starting out one of the advantages of using a low-interest business credit card could be very appealing. You may also want to look into a business credit card that offers additional protection.
A business credit card with a low-interest rate are extremely convenient since you don’t have to worry of managing multiple cards or worrying about how much money you’ll have to pay each month. This is particularly true if you are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most sought-after business credit cards for startups. It provides many benefits, including a high initial bonus along with purchase protection, and travel perks. However, it also has a few drawbacks.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any initial APR promos and the spending limit might not be suitable for your company. This isn’t the most efficient point-earning option.
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On the other hand, the Ink Business Preferred Card offers a lot of other useful features, including liability coverage and primary car rental coverage and a shopping protection. These perks are great for small business owners.
The Ink Business Preferred Card is another great way to earn points. Spend in certain categories , and you’ll earn 3 points for every dollar. For example the case of spending $500 on purchases with your card within the first three months, you will be awarded a 100,000 points welcome bonus.
The Divvy is a great option for business owners who are just starting out seeking an enterprise card. This type of card comes with various advantages and features. You can also keep track of your business expenses by using this card.
Divvy is compatible with external accounting software, and allows users to view their financial expenses. You can then create budget, set maximum limits and request money. In addition, Divvy allows you to set a maximum spending limit for your employees.
Divvy also has a corporate card. These cards assess your company’s finances and determine the amount you’ll have to spend each month. Unlike traditional business credit cards, Divvy is not a requirement for an individual guarantee.
However, Divvy does not disclose any interest rates on its website. It is essential to know the interest rate for the company before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the most competitive interest rates for business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted to cash or cash back. Certain cards provide rewards for shopping and travel while others can be used to increase your business’s credit.
There are many credit card issuers you could select from, including Chase. However, you should think about how you will use a particular credit card. It is vital to select the correct corporate credit card for your requirements.
The Ink Business Preferred(r) Credit Card is a viable option for a small business owner. This card offers solid rewards for various purchase categories and even covers employees’ mobile phone expenses.