For those that are starting an enterprise, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is a resounding yes however the process of applying for an enterprise credit card can be daunting and confusing. Here are a few tips to be aware of the process of getting an credit card.
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Brex provides a range of financial services , including corporate credit cards, spend management and expense management software. Brex provides a complete financial solution to startups.
The Brex Card, or Brex for Startups, is a credit card that can help startups establish credit histories. It doesn’t charge interest or have to provide an individual guarantee. Instead, applicants are assessed on the basis of their business model and spending habits.
Users can get 100 percent credit. The limit is by the amount of cash in the customer’s Brex Cash account. Each day the Brex Card draws from the account to determine its spending limit.
You can earn rewarding rewards when you use a Brex Corporate credit card. Brex Travel offers four points for booking travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and a spend management tool. It comes with a myriad of benefits, including a flat 1.5 percent cash-back rate on all purchases. The card is free of annual fees and does not have any other requirements than having a credit score of at least.
A low-interest business credit card is a great choice for startups. A business credit line with added security may be a viable option.
A low-interest business credit cards are extremely convenient since you don’t have to worry of managing multiple credit cards or worrying about the amount of you can manage each month. This is particularly important if you’re trying to finance large purchases.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards available to start-up companies. It offers a range of benefits, such as an excellent sign-up bonus purchase protection, and travel perks. However, it also has a few drawbacks.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any promotional APR promotions to be found, and the spending limit may be too low for your business. In addition, it’s not exactly the most generous points-earning program.
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The Ink Business Preferred Card, on the other hand it offers a number of additional useful features, including liability coverage and primary coverage for car rentals shopping protection, as well as primary coverage for rental cars. These perks are great for small business owners.
The Ink Business Preferred Card is another excellent method to earn points. When you spend in specific categories, you can earn 3 points for every dollar you spend. In this instance, if you spend $500 on purchases with your card within the first three months, you will get a 100,000 point welcome bonus.
Divvy is a good option for entrepreneurs who are starting their business and looking for business cards. This type of card comes with a range of advantages and features. It also lets you track your business expenses.
Divvy can be used with accounting software, and allows users to easily monitor the financial expenses. You can create budgets, set the limits on spending and request money. Additionally, Divvy allows you to set a spending limit for your employees.
Divvy also has a corporate card. These cards evaluate your business’s finances and determine how much you’ll have to spend each month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is important to know the interest rate of the company prior to you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to get the highest interest rates for business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted into cash or cash back. Certain cards provide rewards for travel and shopping as well as other cards that can be used to increase your business’s credit.
Apart from the top business credit cards offered by Chase but there are many other credit card issuers are available to. You must also think about how you will use the credit card. It is important to select the best business credit card that will meet your specific needs.
Small-sized businesses will find the Ink Business Preferred(r), Credit Card an excellent option. This card gives you solid rewards for a variety of purchase categories and even will pay for employees’ mobile phone costs.