If you’re starting a business, one the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is yes, but the process of obtaining a business credit card can be overwhelming and confusing. Here are some things you need to know about how to get an credit card.
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Brex 30
Brex offers a variety of financial products, including corporate credit cards, spend management and expense management software. It provides an all-in-one financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card that helps start-ups build their credit history. It doesn’t charge interest or need to provide a personal guarantee. Instead the applicants are evaluated based on their financial model and spending habits.
Users can get 100 percent credit. The limit is determined by the amount of money customers have in their Brex Cash account. Every day, the Brex Card draws from the account to determine its spending limit.
You can earn rewards with the Brex Corporate credit card. Brex Travel offers four points for booking travel. You can also get three points for dining out.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card as well as a spending management system. The card comes with a range of benefits, including a simple 1.5 percent cashback on all purchases. There are no annual fees and the card does not have other requirements, aside from an excellent credit score.
For a startup business one of the advantages of using the low-interest business credit cards could be very appealing. You may also look into a credit card for business with additional protection.
One of the key features of a low-interest business credit card is that you don’t have to fret about juggling several cards or worrying about how much you’ll have to pay off every month. This is particularly true if you are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most popular business credit cards for new businesses. It provides a wide range of benefits, including a high sign-up bonus, purchase protection, and travel perks. However, it has some drawbacks.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any promotional APR promotions to be found and the spending limit could be too low for your business. It’s not the most efficient points-earning feature.
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The Ink Business Preferred Card, however it comes with a variety of other beneficial features, such as liability coverage as well as primary car rental coverage shopping protection, as well as primary coverage for car rentals. These benefits are perfect for small-scale business owners.
The Ink Business Preferred Card is another excellent method to earn points. If you make purchases in certain categories, you can earn 3 points per dollar you spend. For instance, if charge $500 in purchases to your credit card within the first three months, you’ll receive a welcome bonus of 100,000 points.
Divvy
If you’re a start-up business owner looking for a business credit card You might want to look into Divvy. This kind of card comes with various benefits and features. It also lets you monitor your business expenses.
Divvy can be integrated with any external accounting software that allows users to see their financial expenses. You can then create budgets, set the limits, and request money. Additionally, Divvy permits you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card. These cards look at your company’s finances and decide how much you should spend every month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it is important to know the rate of the company before submitting an application.
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Chase Ultimate Rewards
Business credit cards offer an opportunity to secure the highest interest rates for business loans. They can also provide valuable rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted into cash or cash back. Certain cards provide rewards for shopping and traveling as well as other cards that can be used to improve your company’s credit score.
There are many credit card issuers you could select from, including Chase. But, you must consider the manner in which you make use of a particular credit card. It is vital to locate the best business credit card to meet your requirements.
Small-sized business owners will find the Ink Business Preferred(r) Credit Card an excellent choice. This card is a great way to earn rewards on various purchase categories and even protects employees’ mobile phone bills.