If you are thinking of creating a business, the most important question is “Can I get my business credit card?” While there is a yes answer it can be a bit difficult and confusing to apply for an enterprise credit card. Here are some things to learn about getting credit card.
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Brex offers a wide range of financial services, such as corporate credit cards spending management, as well as expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card for start-ups that helps them build credit histories. It doesn’t charge interest or require an individual guarantee. Instead, applicants are evaluated by the company’s business model and spending patterns.
Credit limits of up 100 percent are available to applicants. The limit is determined by the amount of money in a customer’s Brex Cash account. Every day, the Brex Card draws from the account to determine the limit of its spending.
You can earn rewards using a Brex Corporate credit card. For instance, you could earn four points on trips booked through Brex Travel. You can also get three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as a budget management tool. The card comes with a variety of benefits, including a fixed 1.5 percent cash-back rate on all purchases. There are no annual charges, and the card doesn’t have any other requirements aside from a good credit score.
For a business that is just beginning, the benefits of using a business credit card with low interest can be extremely appealing. It is also possible to consider a business credit card with additional protection.
One of the primary advantages of a low-interest business credit card is that you don’t need to worry about managing multiple cards or worrying about the amount you can afford to pay off every month. This is particularly applicable if you’re planning to finance large purchases.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards for new businesses. It comes with a variety of benefits, including a substantial sign-up bonus, purchase protection, as well as travel benefits. It does have some drawbacks.
The Ink Business Preferred Card may not be the perfect choice for your business. There are no introductory APR promotions and the spending limit may not be appropriate for your business. Furthermore, it’s not the most generous points-earning program.
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On the other side the Ink Business Preferred Card offers numerous other useful features, including liability coverage in addition to primary car rental insurance and a shopping insurance. As a small business owner, you’ll surely enjoy these benefits.
Additionally, the Ink Business Preferred Card is an excellent way to earn points. If you make purchases in certain categories, you’ll earn 3 points per dollar you spend. In this case the case of spending $500 on purchases on your card within the first three months, you will receive a 100,000-point welcome bonus.
Divvy is an excellent choice for entrepreneurs who are starting their business and looking for a business card. This type of card offers various advantages and features. You can also track your business expenses with this card.
Divvy can be integrated alongside any other accounting software to allow users to view their financial expenses. The program lets you create a budget, limit spending and even request money. In addition, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card for businesses. The cards analyze your company’s finances and determine the amount you’ll have to spend every month. Unlike traditional business credit cards, Divvy does not require an individual guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to know the rate of the company before applying.
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Chase Ultimate Rewards
Business credit cards are a way to secure the best rates of interest on business loans, and can also offer valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted to cash or cash back. Some cards offer rewards for purchases and travel and others can be used to build your credit score.
Apart from the top business credit cards offered by Chase, there are other credit card issuers that you can use. However, you should consider the ways you will utilize a specific credit card. It is important that you choose the appropriate business credit card that meets your needs.
Small-sized businesses will find the Ink Business Preferred(r) Credit Card an excellent option. This card provides solid rewards on different categories of purchases, and it even protects employees’ mobile phone bills.