For those who are starting a business, one of the most important questions they’ll have to answer is “Can I get a business credit card?” Although the answer is yes it can be confusing and overwhelming to apply for an enterprise credit card. Here are some things to learn about getting a credit card.
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Brex provides a range of financial services like corporate credit cards, spend management and expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card for start-ups that helps them build their credit history. Applicants don’t pay interest or provide an individual guarantee. Instead applicants are evaluated based on their business model and spending habits.
Credit limits as high as 100 percent are allowed for applicants. The limit is determined by the amount a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card You can earn rewards on purchases. For instance, you’ll earn four points on travel booked through Brex Travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a budget management tool. The card provides a range of benefits, including a standard 1.5 percent cashback rate on all purchases. There are no annual fees and the card does not have other requirements except for having a high credit score.
A low-interest business credit card is a great option for those who are just starting out. A business credit card that comes with additional security might be a good option.
Business credit cards with low interest are extremely convenient since you’re not juggling the hassle of managing multiple credit cards or worrying about the amount of money you’ll have to pay each month. This is especially applicable if you’re planning to finance major expenditures.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most popular business credit cards for new businesses. It provides a wide range of benefits, like an impressive sign-up bonus, purchase security, and travel perks. However, it has some disadvantages.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any introductory APR promotions available, and the spending cap may be too low for your business. Furthermore, it’s not the most generous points-earning program.
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On the other hand however, the Ink Business Preferred Card offers numerous other useful features, such as liability insurance as well as primary coverage for car rental as well as a shopping security. These benefits are ideal for small-scale business owners.
Moreover, the Ink Business Preferred Card is an excellent way to earn points. When you spend in certain categories, you’ll earn 3 points for every dollar you spend. For instance, if you charge $500 on purchases to your card in the first three months, then you’ll be rewarded with an offer of 100,000 points.
If you’re a new business owner in search of an account for business credit You might want to look into Divvy. This card has a variety of advantages and features. It also lets you keep track of your business expenses.
Divvy works with external accounting software and enables users to quickly view the financial expenses. The program lets you set a budget, limit spending and request money. Additionally, Divvy lets you set an amount of money you can spend for your employees.
Divvy also has a corporate card. These cards look at your company’s finances and decide how much you’ll have to spend every month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to understand the company’s rate before applying.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the most competitive interest rates for business loans and provide valuable rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted to cash or cash back. Some cards offer rewards for shopping and traveling and some can be used to help improve your company’s credit score.
Aside from the best business credit cards from Chase and other credit card issuers that you can use. You should also think about the way you intend to use the credit card. It is crucial to locate the best business credit card for your requirements.
Small-scale business owners will find the Ink Business Preferred(r), Credit Card a fantastic option. The card provides solid rewards for various categories of purchases and even protects employees’ mobile phone costs.