If you’re starting the business of their own, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is a resounding yes however, the process of applying for the business credit card could be daunting and confusing. Here are some things to be aware of when applying for the credit card you need.
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Brex offers a variety of financial services , including corporate credit cards spending management, as well as expense management software. Brex provides a complete financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card that assists start-ups build their credit history. The applicants don’t have to pay interest and don’t have to offer a personal guarantee. Instead applicants are evaluated based on their budget and business model.
Users can get 100 percent credit. The limit is by the amount of cash in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card You can earn rewards on purchases. For example, you can earn four points on trips booked through Brex Travel. You can also receive three points for dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as a spending management tool. The card comes with a range of benefits, including a standard 1.5 percent cashback rate on all purchases. There are no annual fees and the card does not have other requirements except for an excellent credit score.
A business credit card with low interest is a great option for businesses that are just starting out. You may also want to consider a business credit card with additional protection.
A low-interest business credit card are extremely convenient since you’re not burdened with the stress of managing multiple cards or worrying about the amount of money you can afford each month. This is especially true if you are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards designed for start-up businesses. It comes with a variety of benefits, including a high sign-up bonus and purchase protection as well as travel perks. It has some downsides.
The Ink Business Preferred Card isn’t an ideal choice, but. There are no introductory APR offers and the spending limit may not be appropriate for your business. It’s also not the best points-earning feature.
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The Ink Business Preferred Card, however provides a range of useful features like liability insurance, primary car rental coverage shopping protection, and primary coverage for car rentals. These benefits are ideal for small-scale business owners.
Furthermore to that, the Ink Business Preferred Card is a great way to earn points. Spend in certain categories , and you’ll earn three points per dollar. In this instance for example, if you spend $500 on purchases made with your card within the first three months, you’ll get a 100,000 point welcome bonus.
If you’re a startup business owner in search of an enterprise credit card you might want to look into Divvy. This type of credit card provides numerous benefits and features. It also lets you track your business expenses.
The Divvy app can be used with any accounting software to allow users to view their financial expenses. The program lets you set a budget, limit spending and even request money. Additionally, Divvy permits you to set a spending limit for your employees.
Divvy also offers a corporate credit card for corporate customers. These cards review your company financial situation and help you decide how much money you’ll need to invest each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s important to learn about the rates offered by the company before submitting an application.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the most competitive rates of interest on business loans, and also provide valuable rewards. For example a Chase Ultimate Rewards business credit card provides bonus points which can translate to cash back. Certain cards provide rewards for shopping and traveling and some can be used to increase your business’s credit.
Aside from the best business credit cards from Chase, there are other credit card issuers you can use. However, you must think about the ways you will make use of a specific credit card. It is crucial to choose the best business credit card that will meet your specific needs.
Small-sized business owners will find the Ink Business Preferred(r), Credit Card a great option. This card gives you solid rewards across a variety of categories and even will pay for employees’ mobile phone expenses.