If you’re starting a business, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is yes, but the process of obtaining an official business credit card can be overwhelming and confusing. Here are some things you should know about the process of applying for credit card.
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Brex 30
Brex offers a wide variety of financial services, including corporate credit cards, spend management, and expense management software. It offers a complete financial solution to startups.
The Brex Card, or Brex for Startups, is a credit card that can help startups build their credit history. Applicants don’t pay interest and don’t have to offer an individual guarantee. Rather, applicants are evaluated on the basis of their business model and spending patterns.
Customers can get up to 100 percent credit limit. The limit is based on the amount of money in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn significant rewards using the Brex Corporate credit card. For example, you can earn four points on travel booked through Brex Travel. You can also receive three points for dining.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and spending management solution. The card offers a slew of benefits, including a flat 1.5 percent cash-back rate on all purchases. The card doesn’t have annual fees and doesn’t have any other requirements other than an excellent credit score.
For businesses that are just starting out, the benefits of using the low-interest business credit cards can be extremely appealing. It is also possible to look into a credit card for business which offers additional security.
One of the most important advantages of a low interest business credit card is that you don’t have to fret about juggling several cards or worrying about how much you’ll have to pay each month. This is especially true if are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards designed for start-up companies. It comes with a variety of advantages, such as a huge initial bonus, purchase protection, as well as travel perks. However, it has some disadvantages.
The Ink Business Preferred Card may not be ideal. There aren’t any promotional APR deals and the spend limit may not be appropriate for your company. It’s also not the most generous points-earning program.
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The Ink Business Preferred Card, on the other hand provides a range of useful features, including liability coverage and primary car rental coverage shopping protection, as well as primary coverage for rental cars. As a small business owner, you’ll definitely benefit from these perks.
The Ink Business Preferred Card is another excellent method to earn points. If you make purchases in certain categories, you’ll earn 3 points for every dollar you spend. For instance, if you charge $500 on purchases to your card during the first three months, you’ll be eligible for the welcome bonus of 100,000 points.
Divide
Divvy is an excellent choice for business owners who are just starting out seeking an enterprise card. This type of card offers a range of benefits and features. You can also keep track of your business expenses by using this card.
Divvy can be used alongside any other accounting software that allows users to look at their financial expenses. The software lets you create a budget, limit spending and even request money. Additionally, Divvy allows you to set a spending limit for your employees.
Divvy also has a corporate card. These cards assess your company’s finances and determine how much you’ll need to spend each month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is important to find out the interest rate for the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure most competitive interest rates for business loans, and also provide valuable rewards. For example, a Chase Ultimate Rewards business credit card can earn bonus points that can be converted into cash. Some cards offer rewards for travel and shopping while others can be used to help build your business’s credit.
In addition to the top business credit cards offered by Chase, there are other credit card issuers that are available to. But, you must consider the ways you will make use of a particular credit card. It is vital to find the right business credit card that meets your needs.
The Ink Business Preferred(r) Credit Card is a good choice for a small business owner. The card gives you solid rewards on a variety of purchase categories and also protects employees’ mobile phone bills.