For those who are starting a business, one the most important questions they’ll have to answer is “Can I get a business credit card?” While there is a yes answer but it can be daunting and confusing to apply for an enterprise credit card. Here are a few things you should know about the process of applying for the credit card.
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Brex provides a range of financial services including corporate credit cards along with spend management and expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card that assists start-ups build their credit history. The cardholders don’t have to pay any interest and don’t need to provide personal guarantees. Instead, applicants are evaluated by company business model and spending habits.
Credit limits of up 100 percent are permissible for applicants. This limit is determined by the amount of money the customer has in their Brex Cash account. Each day, the Brex Card draws from the account to determine its spending limit.
You can earn rewards by using a Brex Corporate credit card. For instance, you could get four points on travel booked through Brex Travel. You can also get three points when dining out.
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Capital on Tap
Capital on Tap is a complete small business credit card and spending management tool. The card comes with a host of benefits including a flat 1.5 percent cash back rate on all purchases. The card doesn’t have annual charges and doesn’t need any other requirements than a good credit rating.
If you are a new business one of the advantages of using a low-interest business credit card are a great deal. A business credit card with additional protection may be an option.
One of the key advantages of a low-interest business credit card is that you don’t need to worry about juggling multiple cards or worrying about how much you’ll have to pay off every month. This is particularly important if you’re trying to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most popular business credit cards for startups. It has many advantages, including a large initial bonus and purchase protection and travel perks. It has some downsides.
The Ink Business Preferred Card may not be ideal. There are no introductory APR promotions available, and the spending cap may be too low for your business. In addition, it’s not exactly the most generous point-earning system.
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On the other side, the Ink Business Preferred Card offers several other valuable features, such as liability insurance and primary car rental coverage, and a shopping protection. These benefits are perfect for small-scale business owners.
The Ink Business Preferred Card is another excellent way to earn points. When you spend in specific categories, you can earn three points for every dollar you spend. For instance, if you charge $500 in purchases to your card during the first three months, then you’ll be rewarded with the welcome bonus of 100,000 points.
If you’re a business owner looking for a credit card for business, you may want to consider Divvy. This type of credit card provides numerous benefits and features. It also allows you to keep track of your business expenses.
Divvy is compatible with external accounting software that allows users to quickly view financial expenses. You can create a budget, set maximum limits and request money. Additionally, Divvy permits you to set a spending limit for your employees.
Divvy also offers corporate cards. These cards review your company’ finances and help you decide how much money you’ll need to spend every month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is important to know the company’s interest rate before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure the most favorable interest rates for business loans and offer valuable rewards. For instance, a Chase Ultimate Rewards business credit card gives you bonus points that can be converted into cash back. Some cards offer rewards for shopping and traveling, while others are able to help build your credit score.
Aside from the best business credit cards from Chase and other credit card issuers you can use. You should also think about the method of use for the credit card. It is essential to locate the best corporate credit card for your needs.
The Ink Business Preferred(r) Credit Card is a good choice for a small business owner. The card is a good option for earning rewards across a variety of categories and even covers mobile phone bills.