If you’re thinking about creating a business, the most important question you should ask yourself is “Can I get my business credit card?” The answer is yes but the process of applying for the business credit card could be confusing and overwhelming. Here are some points you should be aware of about the process of applying for the credit card.
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Brex 30
Brex provides a broad range of financial services, including corporate credit cards and spend management as well as expense management software. It provides an all-in-one financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card that assists start-ups build credit histories. The applicants don’t have to pay interest or provide personal guarantees. Instead the applicants are evaluated based on their company’s financial model and spending habits.
Credit limits up to 100 percent are permissible for applicants. This limit is determined by the amount that a customer has in their Brex Cash account. Each day the Brex Card draws from the account to determine its spending limit.
With a Brex Corporate Credit Card You can earn rewards on purchases. Brex Travel offers four points for booking travel. You can also get three points when dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a budget management tool. It offers a wide range of benefits, including a standard 1.5 percent cashback rate on all purchases. The card is free of annual fees and doesn’t require any other qualifications other than a good credit rating.
For a business that is just beginning it is possible to reap the benefits of a business credit card that is low-interest are a great deal. It is also possible to look into a business credit card that provides additional security.
Business credit cards with low interest are extremely convenient since you’re not juggling the hassle of managing multiple credit cards or worrying about the amount of you can manage each month. This is particularly important if you’re trying to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards for new companies. It offers many advantages, including a large sign-up bonus and purchase protection and travel perks. However, it has some drawbacks.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any introductory APR promos and the spending limit might not be suitable for your company. It’s also not the best point-earning option.
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On the other hand the Ink Business Preferred Card offers many other beneficial features, such as liability insurance and primary car rental coverage and a shopping protection. These benefits are perfect for small business owners.
The Ink Business Preferred Card is another excellent way to earn points. Spend in certain categories , and you’ll earn three points per dollar. For instance, if you make a purchase of $500 to your credit card during the first three months, then you’ll be rewarded with an initial bonus of 100,000 points.
Divvy
Divvy is a good option for business owners who are just starting out looking for an business card. This type of card comes with a range of benefits and features. You can also monitor your business expenses with this card.
Divvy works with external accounting software that allows users to easily view the financial expenses. The software allows you to make a budget, limit spending, and request funds. Additionally, Divvy lets you set an amount of money you can spend for your employees.
Divvy also offers a corporate credit card for corporate customers. These cards look at your company’s finances and determine the amount you should spend each month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is important to find out the company’s interest rate before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure the best interest rates for business loans. They also offer rewards. For example the Chase Ultimate Rewards business credit card offers bonus points that can be converted into cash. Certain cards provide rewards for purchases and travel, while others can be used to improve your credit score.
Aside from the best business credit cards offered by Chase There are other credit card issuers you can choose from. But, you must consider the ways you will utilize a specific credit card. It is important to select the best business credit card that will meet your particular needs.
Small-scale business owners will find the Ink Business Preferred(r) Credit Card an excellent choice. This card offers solid rewards for various categories of purchases and also protects employees’ mobile phone bills.