For those that are starting a business, one the most important questions they’ll have to answer is “Can I get a business credit card?” While the answer is yes but it can be confusing and overwhelming to apply for a business credit card. Here are a few points you should be aware of about the process of obtaining an credit card.
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Brex 30
Brex offers a wide variety of financial services, including corporate credit cards as well as spend management and expense management software. Brex offers a complete financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card for start-ups that helps them establish their credit histories. The applicants don’t have to pay interest and don’t have to offer a personal guarantee. Rather, applicants are evaluated by company business model and spending patterns.
The applicants can enjoy up to a 100 percent credit limit. The limit is determined by the amount of money a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card, you can earn valuable rewards on purchases. For instance, you’ll earn four points on travel booked through Brex Travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and spending management system. It offers a wide range of benefits, including a flat 1.5% cashback rate on all purchases. There are no annual charges, and the card does not have other requirements, aside from having a high credit score.
A business credit card with a low-interest rate is a great option for new businesses. You may also look into a credit card for business with additional protection.
One of the key advantages of a low-interest business credit card is that you don’t need to worry about juggling multiple cards or worrying about how much you’ll be able to pay each month. This is particularly applicable if you’re planning to finance major expenditures.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards available to start-up companies. It offers many benefits, including a substantial sign-up bonus along with purchase protection, and travel perks. However, it also has several drawbacks.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any APR introductory promotions available, and the spending limit could be too low for your company. It’s not the most efficient points-earning strategy.
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The Ink Business Preferred Card, on the other hand, offers many other useful features, including liability coverage and primary car rental coverage shopping protection, as well as primary coverage for car rental. As a small business owner, you’ll definitely get these benefits.
Additionally, the Ink Business Preferred Card is an excellent way to earn points. Spend in certain categories , and you’ll earn three points per dollar. For example, if you add $500 worth of purchases to your card in the first three months, you’ll receive a welcome bonus of 100,000 points.
Divvy
Divvy is an excellent choice for entrepreneurs who are starting their business and seeking an business card. This card has a variety of benefits and features. You can also keep track of your business expenses by using this card.
Divvy integrates with other accounting software, allowing users to easily view the financial expenses. You can then create budget, set limits, and request money. Additionally, Divvy lets you to set a maximum spending limit for your employees.
Divvy also offers corporate cards. These cards assess your company’s finances and decide how much you’ll need to spend each month. Unlike traditional business credit cards, Divvy does not require an individual guarantee.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s essential to understand the company’s rate before you apply.
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Chase Ultimate Rewards
Business credit cards offer the opportunity to get the best rates of interest on business loans, and can also offer valuable rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted into cash back. Certain cards provide rewards for travel and shopping, while others can be used to improve your credit score.
There are a variety of credit card issuers that you can choose from, such as Chase. It is important to consider what you intend to do with the credit card. It is essential to locate a business credit card that suits your specific needs.
Small-sized businesses will find the Ink Business Preferred(r), Credit Card an excellent choice. This card offers solid rewards for various categories of purchases, and it even covers cell phone bills.
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