For those that are starting the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is a resounding yes, but the process of applying for the business credit card could be overwhelming and confusing. Here are a few things you should know about the process of getting the credit card.
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Brex offers a variety of financial services , including corporate credit cards as well as spend management and expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups, is an credit card that assists entrepreneurs build credit histories. It doesn’t charge interest or provide an individual guarantee. Rather, applicants are evaluated on the basis of their business model and spending patterns.
Customers can get up to 100 percent credit. This limit is determined by the amount the customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card you can earn significant rewards on purchases. For instance, you can earn four points on travel booked through Brex Travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a all-in-one small business credit card and spend management tool. The card offers a variety of advantages, including a fixed 1.5% cashback rate on all purchases. The card has no annual fees and does not have any other requirements than a good credit rating.
A business credit card with a low-interest rate is a great choice for new businesses. A business credit card that comes with additional security might be a viable option.
A low-interest business credit cards are very convenient because you don’t have the worry of managing multiple cards or worrying about the amount of you can manage each month. This is particularly relevant if you’re trying to finance large expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most well-known business credit cards that are designed for startups. It offers a variety of benefits, like a high sign-up bonus, purchase protection, and travel benefits. It has some downsides.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any promotional APR offers and the spending limit might not be suitable for your business. It’s also not the most effective points-earning feature.
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On the other side however, the Ink Business Preferred Card offers a lot of other useful features, such as liability insurance and primary car rental coverage and a shopping protection. These perks are perfect for small-scale business owners.
The Ink Business Preferred Card is another great method to earn points. When you spend in certain categories, you’ll earn three points per dollar you spend. In this example the case of spending $500 on purchases on your card in the first three months, you’ll be awarded a 100,000 points welcome bonus.
If you’re a new business owner looking for a business credit card You might want to consider Divvy. This card has a variety of advantages and features. You can also monitor your business expenses with this card.
Divvy works with external accounting software and enables users to quickly view the financial expenses. The software lets you make a budget, limit spending and even request money. Additionally, Divvy permits you to set a maximum spending limit for your employees.
Divvy also offers a corporate card. The cards analyze your company’s finances and decide how much you’ll need to spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s crucial to know the rate of the company prior to applying.
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Chase Ultimate Rewards
Business credit cards can be used to secure the most favorable interest rates for business loans. They also offer rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted into cash or cash back. Some cards offer rewards for travel and shopping while others can be used to boost your credit score.
There are a variety of credit card issuers to pick from, including Chase. You should also consider how you will use the credit card. It is important that you locate the best business credit card to meet your needs.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. The card is a good option for earning rewards for various purchase categories and even will pay for employees’ mobile phone expenses.