If you’re starting a business, one the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is a resounding yes however the process of getting an official business credit card can be overwhelming and confusing. Here are some things to be aware of when applying for a credit card.
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Brex provides a range of financial services , including corporate credit cards, spend management and expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, or Brex for Startups, is a credit card that helps entrepreneurs build credit histories. Applicants don’t pay interest or offer personal guarantees. Instead applicants are evaluated on their financial model and spending habits.
The applicants can enjoy up to a 100 percent credit limit. This limit is determined by the amount of money that is in a customer’s Brex Cash account. Every day the Brex Card draws from the account to determine its limit for spending.
You can earn valuable rewards when you use the Brex Corporate credit card. For instance, you can get four points on travel booked through Brex Travel. You can also earn three points when dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a budget management tool. The card offers a slew of benefits, including a fixed 1.5% cash back rate on all purchases. There are no annual fees, and the card doesn’t require other requirements, aside from having a credit score of at least.
A low-interest business credit card is a great option for new businesses. You may also want to think about a business credit card with additional protection.
A business credit card with a low-interest rate are extremely convenient since you don’t have the worry of managing multiple credit cards or worrying about the amount of money you can afford each month. This is especially true if you are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards for startup companies. It provides a wide range of advantages, including a high sign-up bonus, purchase protection, as well as travel perks. However, it has some drawbacks.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any promotional APR promotions available, and the spending cap could be too low for your company. In addition, it’s not exactly the most generous points-earning option.
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The Ink Business Preferred Card, however provides a range of useful features such as liability coverage as well as primary car rental coverage shopping protection, and primary coverage for car rental. As a small company owner, you’ll certainly get these benefits.
The Ink Business Preferred Card is another great method to earn points. When you spend in specific categories, you can earn 3 points for every dollar you spend. In this instance, if you spend $500 on purchases with your card in the first three months, you will receive a 100,000-point welcome bonus.
The Divvy card is a great choice for business owners in the beginning looking for an enterprise card. The card comes with a range of benefits and features. It also allows you to track your business expenses.
Divvy is compatible with external accounting software, and allows users to view their the financial expenses. The software lets you set a budget, limit spending and request money. Additionally, Divvy permits you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards analyze your business finances and assist you to determine how much you’ll need to spend each month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is important to know the company’s interest rate before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure the best rates of interest on business loans and provide valuable rewards. For example a Chase Ultimate Rewards business credit card provides bonus points which can translate to cash back. Certain cards provide rewards for travel and shopping, while others can be used to improve your credit score.
Apart from the top business credit cards offered by Chase, there are other credit card issuers you can turn to. However, you must think about the manner in which you utilize a specific credit card. It is important to select a business credit card that suits your needs.
The Ink Business Preferred(r) Credit Card is a good option for a small business owner. The card provides solid rewards across a variety of categories and even covers employees’ mobile phone bills.