If you’re starting an enterprise, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is a resounding yes but the process of applying for a business credit card can be confusing and overwhelming. Here are some tips to learn about getting credit card.
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Brex offers a variety of financial services including corporate credit cards along with spend management and expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card that assists start-ups establish their credit histories. The cardholders don’t have to pay any interest or provide a personal guarantee. Instead, applicants are evaluated by the company’s business model and spending patterns.
Credit limits of up 100 percent are allowed for applicants. This limit is based on the amount of cash in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn significant rewards using a Brex Corporate credit card. For instance, you could earn four points when you travel booked through Brex Travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as a spending management tool. The card offers a slew of benefits including a flat 1.5 percent cash back rate on all purchases. There are no annual fees and the card doesn’t have any other requirements aside from having a high credit score.
A low-interest business credit card is a great option for startups. A business credit card that offers additional security might be a viable option.
A low-interest business credit card are very convenient because you’re not juggling the hassle of managing multiple credit cards or worrying about the amount of money you’ll have to pay each month. This is especially important if you’re trying to finance large purchases.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most sought-after business credit cards for new businesses. It has many benefits, including a high sign up bonus and purchase protection as well as travel perks. However, it has some drawbacks.
The Ink Business Preferred Card may not be perfect. There are no introductory APR promotions to be found, and the spending cap could be too low for your company. Moreover, it’s not the most generous point-earning system.
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On the other side however, the Ink Business Preferred Card offers a lot of other useful features, such as liability insurance and primary car rental coverage as well as a shopping security. These benefits are perfect for small-scale business owners.
Additionally it is worth noting that the Ink Business Preferred Card is a great opportunity to earn points. Spend in certain categories and earn three points per dollar. In this case the case of spending $500 on purchases to your card in the first three months, you will receive a 100,000-point welcome bonus.
If you’re a business owner looking for an enterprise credit card you might want look into Divvy. This card comes with a wide range of benefits and features. You can also track your business expenses with this card.
Divvy integrates with other accounting software, and allows users to easily monitor financial expenses. The software lets you create a budget, restrict spending and even request money. It also lets you set the spending limit for your employees.
Divvy also offers a corporate credit card for companies. These cards evaluate your business’s finances and determine how much you can spend each month. In contrast to traditional business credit cards, Divvy does not require personal guarantees.
However, Divvy doesn’t disclose interest rates on its website. It is essential to know the company’s interest rate before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure the most competitive rates of interest on business loans. They also offer rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted to cash back. Some cards offer rewards for travel and shopping while others can be used to to build credit for your business.
Aside from the best business credit cards from Chase, there are other credit card issuers you can use. You should also think about the method of use for the credit card. It is important to find a business credit card that is suitable for your particular needs.
Small-scale business owners will find the Ink Business Preferred(r) Credit Card a fantastic option. This card offers solid rewards on various purchase categories, and it even protects employees’ mobile phone bills.