If you are thinking of starting your own business, the most important question you should ask yourself is “Can I get my business credit card?” Although the answer is yes but it can be difficult and confusing to apply for a business credit card. Here are some points you should be aware of about the process of applying for an credit card.
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Brex 30
Brex provides a variety of financial services, including corporate credit cards and spend management as well as expense management software. Brex provides a complete financial solution to startups.
The Brex Card, also known as Brex for Startups is a credit card designed to help start-ups build their credit score. The applicants don’t pay interest or provide an individual guarantee. Instead applicants are evaluated on their company’s business model and their spending habits.
The applicants can enjoy up to 100 percent credit limit. This limit is based on the amount of money that is in the customer’s Brex Cash account. Every day, the Brex Card draws from the account to determine its spending limit.
With the Brex Corporate Credit Card, you can earn valuable rewards on purchases. For instance, you could earn four points when you travel booked through Brex Travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as an expense management tool. It comes with a myriad of benefits including a standard 1.5% cash back rate on all purchases. The card does not have annual charges and doesn’t need any other requirements other than an excellent credit score.
For a startup business it is possible to reap the benefits of the low-interest business credit cards could be very appealing. You may also want to consider a business credit card that offers additional protection.
A business credit card with a low-interest rate are extremely convenient since you’re not burdened with the stress of managing multiple credit cards or worrying about how much money you’ll have to pay each month. This is especially true if are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards available to start-up companies. It comes with a range of benefits, including an excellent sign-up bonus purchase protection, as well as travel perks. However, it has some drawbacks.
The Ink Business Preferred Card isn’t perfect, however. There aren’t any initial APR promotions and the spending limit may not be appropriate for your business. It’s not the most efficient points-earning program.
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The Ink Business Preferred Card, however it offers a number of additional useful features, such as liability coverage, primary coverage for car rentals shopping protection, and primary car rental coverage. If you’re a small-sized business owner, you’ll definitely benefit from these benefits.
The Ink Business Preferred Card is another great method to earn points. Spend in specific categories and you’ll earn three points per dollar. For instance, if you charge $500 in purchases to your card in the first three months, you’ll receive an initial bonus of 100,000 points.
Divvy
If you’re a startup business owner looking for an enterprise credit card, you may want to consider Divvy. This type of credit card provides a range of benefits and features. It also lets you monitor your business expenses.
Divvy works with external accounting software, and allows users to easily view financial expenses. You can create budget, set maximum limits and request money. Additionally, Divvy allows you to set a spending limit for your employees.
Divvy also offers a corporate credit card for companies. These cards assess your business finances and assist you to decide how much money you can spend every month. As opposed to traditional business credit card, Divvy does not require personal guarantees.
However, Divvy does not disclose any interest rates on its website. It is important to know the company’s interest rate before you make an application.
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Chase Ultimate Rewards
Business credit cards are the chance to secure highest interest rates for business loans. They can also offer valuable rewards. For instance the Chase Ultimate Rewards business credit card can earn bonus points that can be converted into cash back. Some cards offer rewards for shopping and travelling while others can be used to increase your business’s credit.
There are numerous credit card issuers that you can select from, including Chase. You should also consider what you intend to do with the credit card. It is important to find a business credit card that will meet your specific requirements.
The Ink Business Preferred(r) Credit Card is a good choice for a small business owner. The card is a good option for earning rewards for various purchase categories and even will pay for employees’ mobile phone bills.