If you are thinking of starting your own business, the first important thing to consider is “Can I get my business credit card?” The answer is a resounding yes, but the process of obtaining an enterprise credit card can be daunting and confusing. Here are some things you should know about the process of obtaining an credit card.
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Brex 30
Brex offers a wide variety of financial services, including corporate credit cards and spend management as well as expense management software. It provides an all-in-one financial solution for startups.
The Brex Card, also known as Brex for Startups, is an account that helps startups establish their credit history. It doesn’t charge interest and don’t need to provide a personal guarantee. Rather, applicants are evaluated by the company’s business model and spending habits.
Customers can get up to 100 percent credit limit. This limit is determined by the amount of money customers have in their Brex Cash account. Every day, the Brex Card draws from the account to determine its spending limit.
With the Brex Corporate Credit Card You can earn rewards on purchases. Brex Travel offers four points to book travel. You can also get three points for dining out.
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Capital on Tap
Capital on Tap is a one-stop small business credit card and a spend management tool. The card provides a range of benefits, including a flat 1.5% cashback rate on all purchases. There are no annual charges, and the card doesn’t require other requirements except for an excellent credit score.
A low-interest business credit card is a great choice for businesses that are just starting out. A business credit card that comes with added security may be an option.
Business credit cards with low interest are extremely convenient since you’re not juggling the hassle of managing multiple cards or worrying about how much money you can afford each month. This is especially true if are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards for new businesses. It provides many benefits, including a high reward for signing up along with purchase protection, and travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any introductory APR promotions to be found, and the spending cap may be too low for your company. This isn’t the most efficient points-earning feature.
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On the other side however, the Ink Business Preferred Card offers numerous other useful features, such as liability insurance in addition to primary car rental insurance as well as a shopping security. As a small company owner, you’ll certainly benefit from these perks.
The Ink Business Preferred Card is another excellent way to earn points. When you spend in certain categories, you can earn three points per dollar you spend. For instance, if add $500 worth of purchases to your credit card within the first three months, you’ll receive an offer of 100,000 points.
Divvy
Divvy is an excellent choice for startup business owners looking for business cards. This card comes with a wide range of advantages and features. It also allows you to track your business expenses.
Divvy is compatible with external accounting software, allowing users to quickly view the financial expenses. The program lets you make a budget, limit spending and even request money. Additionally, Divvy lets you set the spending limit for your employees.
Divvy also offers a corporate card. These cards assess your company’s finances and determine the amount you’ll need to spend every month. In contrast to traditional business credit cards, Divvy does NOT require an individual guarantee.
However, Divvy does not disclose any interest rates on its website. Therefore, it is important to know the rate of the company before submitting an application.
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Chase Ultimate Rewards
Business credit cards offer the opportunity to get the best rates of interest on business loans. They can also offer useful rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted to cash back. Certain cards provide rewards for shopping and traveling and others can be used to boost your credit score.
In addition to the top business credit cards from Chase There are other credit card issuers you can use. But, you must consider the way you intend to utilize a specific credit card. It is important to find the right business credit card that is suitable for your specific needs.
Small-scale business owners will find the Ink Business Preferred(r) Credit Card an excellent option. The card is a good option for earning rewards for various purchase categories and even covers employees’ mobile phone bills.