For those who are starting an enterprise, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is a resounding yes however, the process of obtaining an enterprise credit card can be a bit overwhelming and confusing. Here are some things to be aware of before obtaining the credit card you need.
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Brex offers a variety of financial products, including corporate credit cards, spend management and expense management software. It offers a complete financial solution for new businesses.
The Brex Card, also known as Brex for Startups, is an account that helps startups establish credit histories. The applicants don’t have to pay interest and don’t have to offer an individual guarantee. Instead, applicants are evaluated on their budget and business model.
Customers can get up to 100 percent credit. The limit is determined based on the amount of cash in the customer’s Brex Cash account. Each day, the Brex Card draws from the account to determine its spending limit.
You can earn significant rewards by using a Brex Corporate credit card. Brex Travel offers four points to book travel. You can also get three points when dining out.
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Capital on Tap
Capital on Tap is a complete small business credit card and a spend management tool. The card comes with a variety of benefits, including a fixed 1.5% cash back rate on all purchases. There are no annual charges, and the card doesn’t require other requirements, aside from having a credit score of at least.
For a startup business, the benefits of using the low-interest business credit cards are a great deal. It is also possible to look into a credit card for business with additional protection.
A low-interest business credit card are extremely convenient since you don’t have the worry of managing multiple cards or worrying about the amount of money you’ll have to pay each month. This is particularly important if you’re trying to finance large purchases.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards available to start-up businesses. It offers a range of benefits, including an excellent sign-up bonus purchase protection, and travel benefits. However, it has some drawbacks.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any introductory APR promotions to be found, and the spending limit may be too low for your company. This isn’t the most efficient points-earning feature.
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On the other hand, the Ink Business Preferred Card offers numerous other useful features, including liability coverage, primary car rental coverage and a shopping protection. If you’re a small-sized business owner, you’ll definitely benefit from these benefits.
Furthermore, the Ink Business Preferred Card is a great method to earn points. Spend in certain categories and you’ll earn 3 points for every dollar. For instance, if you add $500 worth of purchases to your credit card during the first three months, you’ll receive an initial bonus of 100,000 points.
Divvy is a good option for entrepreneurs who are starting their business and looking for an enterprise card. This type of credit card provides a range of benefits and features. You can also keep track of your business expenses by using this card.
Divvy works with external accounting software and enables users to quickly view the financial expenses. You can create budgets, set the limits, and request money. You can also set an amount of money you can spend for your employees.
Divvy also offers a corporate credit card. These cards assess your business finances and assist you to decide how much money you’ll need to invest every month. In contrast to traditional business credit cards, Divvy doesn’t require an individual guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to know the rate of the company before applying.
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Chase Ultimate Rewards
Business credit cards can be used to get the most competitive interest rates for business loans. They also offer rewards. For instance, a Chase Ultimate Rewards business credit card gives you bonus points that can translate to cash back. Some cards offer rewards for travel and shopping, and others can be used to increase your business’s credit.
Apart from the top business credit cards from Chase, there are other credit card issuers you can choose from. But, you must consider the ways you will make use of a specific credit card. It is important to find an enterprise credit card that will meet your specific needs.
Small-sized businesses will find the Ink Business Preferred(r), Credit Card an excellent choice. The card is a good option for earning rewards for a variety of purchase categories and even will pay for employees’ mobile phone expenses.