If you are thinking of starting a business, the most important question to ask is “Can I get my business credit card?” Although the answer is yes it can be a bit daunting and confusing to apply for a business credit card. Here are a few things you should know about the process of getting a credit card.
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Brex provides a variety of financial services, such as corporate credit cards as well as spend management and expense management software. Brex offers a complete financial solution for new businesses.
The Brex Card, or Brex for Startups, is an credit card that assists entrepreneurs build credit histories. Applicants don’t pay interest or have to provide personal guarantees. Instead applicants are evaluated on their company’s business model and spending habits.
Credit limits of up 100 percent are permissible for applicants. The limit is determined by the amount of money customers have in their Brex Cash account. Every day the Brex Card draws from the account to determine its spending limit.
With the Brex Corporate Credit Card You can earn rewards on purchases. Brex Travel offers four points to book travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as an expense management tool. It offers a wide range of advantages, including a fixed 1.5 percent cashback rate on all purchases. The card has no annual fees and doesn’t require any other requirements other than having a credit score of at least.
For a business that is just beginning it is possible to reap the benefits of the low-interest business credit cards can be extremely appealing. You may also want to look into a credit card for business which offers additional security.
A low-interest business credit cards are very convenient because you don’t have the worry of managing multiple cards or worrying about how much money you’ll have to pay each month. This is particularly applicable if you’re planning to finance large purchases.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards available to start-up businesses. It provides a wide range of benefits, such as a high sign-up bonus, purchase protection, as well as travel perks. However, it has some disadvantages.
The Ink Business Preferred Card may not be the perfect choice for your business. There are no introductory APR deals and the spend limit may not be appropriate for your company. This isn’t the most efficient points-earning program.
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The Ink Business Preferred Card, on the other hand, offers many other useful features like liability insurance primary coverage for car rentals, shopping protection, and primary coverage for car rental. If you’re a small-sized business owner, you’ll definitely get these benefits.
Additionally, the Ink Business Preferred Card is an excellent way to earn points. When you spend in certain categories, you’ll earn three points per dollar you spend. For instance, if you charge $500 in purchases to your card during the first three months, you’ll get an initial bonus of 100,000 points.
The Divvy card is a great choice for entrepreneurs who are starting their business and seeking business cards. This card offers a variety of benefits and features. You can also track your business expenses with this card.
Divvy can be integrated with any accounting software that allows users to look at their financial expenses. The software allows you to create a budget, restrict spending, and request funds. Additionally, Divvy lets you set an amount of money you can spend for your employees.
Divvy also offers a corporate card. These cards review your company’ finances and help you determine how much you should spend every month. Contrary to traditional business credit cards, Divvy doesn’t require personal guarantees.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to understand the company’s rate prior to applying.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the most competitive rates of interest for business loans, and also provide valuable rewards. For instance one card, the Chase Ultimate Rewards business credit card gives you bonus points that can translate to cash back. Some cards offer rewards for travel and shopping and others can be used to improve your credit score.
Aside from the best business credit cards offered by Chase but there are many other credit card issuers that you can choose from. However, you should consider the way you intend to make use of a specific credit card. It is essential to locate a business credit card that meets your particular needs.
Small-sized businesses will find the Ink Business Preferred(r), Credit Card an excellent option. The card is a good option for earning rewards for a variety of purchase categories and even will pay for employees’ mobile phone bills.