If you’re thinking about starting your own business, the most important thing to consider is “Can I get my business credit card?” The answer is yes but the process of applying for a business credit card can be a bit overwhelming and confusing. Here are a few things to be aware of when applying for credit card.
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Brex offers a wide range of financial services, including corporate credit cards spending management, as well as expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card that helps start-ups build credit histories. Applicants don’t pay interest and don’t have to offer a personal guarantee. Instead, applicants are evaluated on their business model and their spending habits.
Credit limits as high as 100 percent are permissible for applicants. The limit is determined by the amount of money the customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card You can earn rewards on purchases. For instance, you can earn four points on trips booked through Brex Travel. You can also receive three points for dining out.
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Capital on Tap
Capital on Tap is a one-stop small business credit card as well as a spending management solution. The card comes with a host of benefits including a flat 1.5 percent cash-back rate on all purchases. The card doesn’t have annual fees and doesn’t have any other requirements other than an excellent credit score.
For a business that is just beginning it is possible to reap the benefits of a business credit card with low interest can be extremely appealing. You might also consider a business credit card with additional protection.
A low-interest business credit cards are extremely convenient since you’re not juggling the hassle of managing multiple credit cards or worrying about how much money you’ll be able to afford each month. This is particularly applicable if you’re planning to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most popular business credit cards for new businesses. It has many benefits, including a substantial initial bonus and purchase protection as well as travel perks. However, it has several drawbacks.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any APR introductory promotions to be found, and the spending limit may be too low for your business. In addition, it’s not exactly the most generous points-earning feature.
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The Ink Business Preferred Card, on the other hand it comes with a variety of other beneficial features like liability insurance and primary car rental coverage, shopping protection, and primary coverage for car rentals. If you’re a small-sized company owner, you’ll certainly enjoy these benefits.
The Ink Business Preferred Card is another great way to earn points. Spend in specific categories and you’ll earn three points per dollar. In this instance for example, if you spend $500 on purchases made with your card in the first three months, you will be awarded a 100,000 points welcome bonus.
The Divvy is a great option for business owners in the beginning looking for an business card. This card comes with a wide range of benefits and features. You can also monitor your business expenses with this card.
Divvy is compatible with external accounting software, and allows users to quickly view the financial expenses. You can then create budget, set limits, and request money. In addition, Divvy allows you to set a spending limit for your employees.
Divvy also offers a corporate credit card for companies. These cards look at your company’s finances and determine the amount you’ll need to spend each month. In contrast to traditional business credit cards, Divvy does not require a personal guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it is important to know the rate of the company before submitting an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure the highest rates of interest on business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted to cash or cash back. Some cards offer rewards for shopping and travel, and others can be used to help increase your business’s credit.
There are numerous credit card issuers to choose from, such as Chase. However, you should consider the ways you will utilize a specific credit card. It is vital to choose the appropriate corporate credit card for your requirements.
The Ink Business Preferred(r) Credit Card is a viable option for a small business owner. This card offers solid rewards on different categories of purchases and even will pay for employees’ cell phone bills.