If you’re thinking about starting a business, the most important thing to consider is “Can I get my business credit card?” The answer is a resounding yes however, the process of getting the business credit card could be confusing and overwhelming. Here are some tips to learn about getting the credit card you need.
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Brex 30
Brex provides a broad range of financial services, such as corporate credit cards, spend management, and expense management software. Brex offers a comprehensive financial solution to startups.
The Brex Card, also referred to as Brex for Startups is a credit card that helps start-ups build their credit history. The applicants don’t have to pay interest and don’t need to offer an individual guarantee. Instead, applicants are evaluated based on their company’s financial model and spending habits.
The applicants can enjoy up to 100 percent credit limit. The limit is determined by the amount of money in a customer’s Brex Cash account. Every day, the Brex Card draws from the account to determine its spending limit.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. For instance, you’ll get four points on travel booked through Brex Travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as an expense management tool. The card comes with a range of advantages, including a fixed 1.5 percent cashback rate on all purchases. The card has no annual charges and doesn’t need any other requirements other than a good credit rating.
A business credit card with a low-interest rate is a great option for businesses that are just starting out. It is also possible to look into a credit card for business with additional protection.
A business credit card with a low-interest rate are very convenient because you don’t have to worry of managing multiple credit cards or worrying about the amount of money you can afford each month. This is particularly relevant if you’re trying to finance large expenditures.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most well-known business credit cards designed for entrepreneurs. It offers many advantages, including a large initial bonus along with purchase protection, as well as travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card may not be the best choice for you. There are no introductory APR promos and the spending limit may not be appropriate for your business. Moreover, it’s not the most generous points-earning option.
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On the other hand the Ink Business Preferred Card offers a lot of other useful features, including liability coverage in addition to primary car rental insurance and a shopping protection. These perks are perfect for small-scale business owners.
Furthermore, the Ink Business Preferred Card is an excellent way to earn points. Spend in certain categories and you’ll earn 3 points for every dollar. For example for example, if you spend $500 on purchases to your card within the first three months, you will receive a 100,000 point welcome bonus.
Divvy
Divvy is an excellent choice for business owners in the beginning seeking an business card. This type of card comes with many advantages and features. It also lets you monitor your business expenses.
Divvy works with external accounting software, allowing users to view their the financial expenses. The software allows you to create a budget, limit spending, and request funds. Divvy also allows you to set a spending limit for your employees.
Divvy also offers a corporate credit card for companies. These cards evaluate your business’s financial situation and decide on how much you’ll have to spend each month. As opposed to traditional business credit card, Divvy doesn’t require personal guarantees.
However, Divvy does not disclose any interest rates on its website. Therefore, it is important to be aware of the company’s rates before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure the highest interest rates for business loans and provide valuable rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted to cash or cash back. Certain cards provide rewards for travel and shopping while others can be used to improve your company’s credit score.
There are numerous credit card issuers to pick from, including Chase. You should also consider how you will use the credit card. It is important to select an enterprise credit card that meets your specific needs.
The Ink Business Preferred(r) Credit Card is a viable option for small-sized business owners. The card provides solid rewards for various purchase categories and even covers employees’ mobile phone bills.