If you’re thinking about starting a business, the most important thing to consider is “Can I get my business credit card?” While there is a yes answer, it can be challenging and overwhelming to apply for a business credit card. Here are some things you need to know about the process of obtaining a credit card.
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Brex 30
Brex offers a variety of financial services including corporate credit cards along with spend management and expense management software. Brex offers a complete financial solution for new businesses.
The Brex Card, also referred to as Brex for Startups is a credit card that helps start-ups build credit histories. Applicants don’t pay interest or provide a personal guarantee. Instead applicants are evaluated based on their company’s financial model and spending habits.
Credit limits as high as 100 percent are available to applicants. The limit is determined by the amount the customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. For example, you can earn four points on trips booked through Brex Travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a all-in-one small business credit card and spend management tool. It offers a wide range of benefits, including a standard 1.5 percent cashback rate on all purchases. The card has no annual fees and doesn’t have any other requirements other than having a high credit score.
For businesses that are just starting out, the benefits of using a business credit card that is low-interest can be extremely appealing. A business credit card that comes with additional security might be a good option.
One of the main advantages of a low interest business credit card is that you don’t have to worry about juggling multiple cards or worrying about the amount you can afford to pay off every month. This is particularly true if you are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards available to start-up companies. It provides a wide range of benefits, including a high sign-up bonus, purchase protection, and travel benefits. However, it has a few drawbacks.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any APR introductory promotions to be found, and the spending limit may be too low for your business. This isn’t the most efficient points-earning strategy.
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On the other hand it is worth noting that the Ink Business Preferred Card offers many other beneficial features, including liability coverage in addition to primary car rental insurance and a shopping protection. These perks are perfect for small-scale business owners.
The Ink Business Preferred Card is another excellent method to earn points. When you spend money in certain categories, you can earn 3 points per dollar you spend. For example, if you spend $500 on purchases made with your card within the first three months, you will get a 100,000 point welcome bonus.
Divide
If you’re a business owner in search of a business credit card You might want to consider Divvy. This type of card offers various advantages and features. You can also keep track of your business expenses by using this card.
The Divvy app can be used with any accounting software to allow users to see their financial expenses. You can then create budgets, set the limits on spending and request money. You can also set the spending limit for your employees.
Divvy also offers corporate cards. These cards evaluate your business’s financial situation and decide on how much you should spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s crucial to know the rate of the company prior to applying.
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Chase Ultimate Rewards
Business credit cards can be used to secure best rates of interest on business loans and provide valuable rewards. For instance one card, the Chase Ultimate Rewards business credit card offers bonus points that can translate to cash back. Certain cards provide rewards for travel and shopping and some can be used to increase your business’s credit.
There are a myriad of credit card issuers you could choose from, including Chase. However, you must think about the manner in which you use a particular credit card. It is crucial to choose the appropriate business credit card that meets your requirements.
The Ink Business Preferred(r) Credit Card is a good option for a small business owner. This card provides solid rewards for various categories of purchases and also covers cell phone bills.