For those who are starting a business, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is a resounding yes however, the process of applying for a business credit card can be overwhelming and confusing. Here are some things you need to learn about getting the credit card you need.
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Brex 30
Brex offers a wide range of financial services, including corporate credit cards spending management, as well as expense management software. Brex provides a complete financial solution to startups.
The Brex Card, also known as Brex for Startups, is an account that helps startups build their credit history. The applicants don’t have to pay interest or need to provide an individual guarantee. Instead, applicants are rated on the basis of their business model and spending patterns.
Users can get a 100 percent credit limit. The limit is determined by the amount of money that is in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn valuable rewards using a Brex Corporate credit card. Brex Travel offers four points when you book travel. You can also receive three points on dining.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and a spend management system. The card comes with a variety of benefits including a flat 1.5 percent cash back rate on all purchases. The card doesn’t have annual fees and doesn’t have any other conditions other than having a credit score of at least.
A business credit card with low interest is a great option for those who are just starting out. A business credit card that offers added security may be a viable option.
One of the key features of a low-interest business credit card is that you don’t have to fret about juggling several cards or worrying about how much you’ll have to pay every month. This is especially relevant if you’re trying to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards available to start-up companies. It provides a wide range of benefits, including an excellent sign-up bonus purchase protection, and travel benefits. However, it also has some drawbacks.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any introductory APR promotions available, and the spending cap could be too low for your company. It’s not the most efficient points-earning feature.
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The Ink Business Preferred Card, however it offers a number of additional useful features like liability insurance primary coverage for car rentals, shopping protection, and primary coverage for car rental. These perks are great for small-scale business owners.
The Ink Business Preferred Card is another excellent way to earn points. When you spend in certain categories, you’ll earn 3 points for every dollar you spend. In this instance, if you spend $500 on purchases on your card in the first three months, you’ll be awarded a 100,000 points welcome bonus.
Divide
If you’re a new business owner in search of a credit card for business you might want look into Divvy. This card comes with a wide range of benefits and features. You can also keep track of your business expenses using this card.
Divvy can be used with accounting software that allows users to easily monitor the financial expenses. You can then create a budget, set maximum limits and request money. Divvy also allows you to set the spending limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards evaluate your business financial situation and help you determine how much you should spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it is important to learn about the rates offered by the company before submitting an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure most competitive interest rates for business loans, and also provide valuable rewards. For example one card, the Chase Ultimate Rewards business credit card gives you bonus points that can translate to cash back. Certain cards provide rewards for travel and shopping as well as others that can be used to improve your credit score.
There are a myriad of credit card issuers you could pick from, including Chase. However, you must think about the ways you will make use of a particular credit card. It is important that you select the correct business credit card to meet your requirements.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. The card is a good option for earning rewards for various categories of purchases and even protects employees’ mobile phone costs.