For those who are starting an enterprise, one of the most important questions they’ll have to answer is “Can I get a business credit card?” While there is a yes answer but it can be confusing and overwhelming to apply for an enterprise credit card. Here are some tips to be aware of the process of getting a credit card.
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Brex offers a wide variety of financial services, including corporate credit cards, spend management, and expense management software. It offers a complete financial solution for startups.
The Brex Card, or Brex for Startups, is a credit card that helps startups establish their credit history. The applicants don’t have to pay interest or have to provide a personal guarantee. Instead, applicants are rated by company business model and spending patterns.
Users can get 100 percent credit. The limit is determined by the amount of money customers have in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewarding rewards by using a Brex Corporate credit card. For instance, you can earn four points on trips booked through Brex Travel. You can also get three points for dining out.
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Capital on Tap
Capital on Tap is a complete small business credit card and spending management system. The card comes with a range of benefits, including a standard 1.5% cashback rate on all purchases. The card is free of annual fees and does not have any other qualifications other than an excellent credit score.
A low-interest business credit line is a great choice for startups. A business credit card that offers additional security might be a good option.
Business credit cards with low interest are very convenient because you don’t have to worry of managing multiple credit cards or worrying about how much money you can afford each month. This is particularly true if you are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards designed for start-up businesses. It comes with a variety of advantages, including a large sign-up bonus and purchase protection as well as travel perks. However, it also has several drawbacks.
The Ink Business Preferred Card may not be perfect. There aren’t any APR introductory promotions to be found, and the spending cap may be too low for your business. This isn’t the most efficient points-earning feature.
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On the other hand, the Ink Business Preferred Card offers several other valuable features, including liability coverage as well as primary coverage for car rental and a shopping protection. As a small-scale business owner, you’ll surely benefit from these benefits.
The Ink Business Preferred Card is another great method to earn points. When you spend in certain categories, you can earn 3 points for every dollar you spend. For instance, if charge $500 in purchases to your card in the first three months, you’ll get an offer of 100,000 points.
If you’re a business owner looking for a business credit card you might want to think about Divvy. This card has a variety of benefits and features. You can also keep track of your business expenses by using this card.
Divvy can be used with any external accounting software to allow users to see their financial expenses. You can create a budget, set limits, and request money. In addition, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card for companies. These cards look at your company’s finances and determine how much you’ll have to spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s crucial to be aware of the company’s rates before you apply.
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Chase Ultimate Rewards
Business credit cards provide an opportunity to secure the most favorable interest rates on business loans, and can also offer valuable rewards. For example one card, the Chase Ultimate Rewards business credit card provides bonus points which can translate to cash back. Certain cards provide rewards for shopping and travel, while others can be used to boost your credit score.
There are a myriad of credit card issuers to select from, including Chase. However, you should think about the ways you will utilize a specific credit card. It is essential to locate a business credit card that is suitable for your particular needs.
Small-sized business owners will find the Ink Business Preferred(r) Credit Card an excellent choice. The card is a good option for earning rewards for various categories of purchases and even protects employees’ mobile phone bills.