If you are thinking of creating a business, the most important question to ask is “Can I get my business credit card?” While the answer is yes, it can be daunting and confusing to apply for an enterprise credit card. Here are a few tips to be aware of the process of applying for a credit card.
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Brex 30
Brex provides a range of financial services including corporate credit cards along with spend management and expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also known as Brex for Startups, is a credit card that can help entrepreneurs build credit histories. The cardholders don’t have to pay any interest and don’t need to offer personal guarantees. Instead the applicants are evaluated on their business model and spending habits.
Credit limits as high as 100 percent are allowed for applicants. The limit is determined based on the amount of money in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewarding rewards when you use the Brex Corporate credit card. For example, you can earn four points when you travel booked through Brex Travel. You can also earn three points on dining.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a spend management tool. The card provides a range of benefits, including a standard 1.5 percent cashback rate on all purchases. There are no annual charges, and the card doesn’t require other requirements except for having a high credit score.
For a startup business benefiting from a business credit card that is low-interest are a great deal. A business credit card with additional protection may be a good option.
One of the most important advantages of a low interest business credit card is that you don’t have to worry about managing multiple cards or worrying about how much you’ll be able to pay each month. This is especially true if are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards designed for start-up businesses. It provides many advantages, such as a huge sign-up bonus and purchase protection as well as travel benefits. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any introductory APR offers and the spending limit might not be suitable for your business. It’s not the most efficient point-earning option.
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The Ink Business Preferred Card, on the other hand, offers many other useful features, including liability coverage primary car rental coverage, shopping protection, and primary coverage for rental cars. These perks are great for small-scale business owners.
The Ink Business Preferred Card is another great method to earn points. Spend in certain categories and you’ll earn 3 points for every dollar. For example, if you add $500 worth of purchases to your credit card within the first three months, then you’ll be rewarded with the welcome bonus of 100,000 points.
Divvy
If you’re a startup business owner in search of an account for business credit You might want to think about Divvy. This type of card comes with various advantages and features. You can also monitor your business expenses with this card.
Divvy is compatible alongside any other accounting software that allows users to view their financial expenses. The software lets you make a budget, limit spending and even request money. Additionally, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card for companies. These cards assess your business financial situation and help you decide on how much you should spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is important to find out the company’s interest rate before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the most favorable rates of interest for business loans, and also provide valuable rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted into cash back. Certain cards provide rewards for shopping and traveling as well as others that can be used to improve your credit score.
There are a myriad of credit card issuers you can pick from, including Chase. It is important to consider the way you intend to use the credit card. It is essential to select the correct corporate credit card for your requirements.
The Ink Business Preferred(r) Credit Card is a viable option for a small business owner. This card offers solid rewards for a variety of purchase categories and even will pay for employees’ mobile phone bills.