If you’re thinking of starting an enterprise, the most important question you should ask yourself is “Can I get my business credit card?” Although there is a yes answer it can be daunting and confusing to apply for an enterprise credit card. Here are some things to be aware of before obtaining the credit card you need.
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Brex 30
Brex provides a range of financial services , including corporate credit cards, spend management and expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, or Brex for Startups, is an credit card that assists entrepreneurs build credit histories. The cardholders don’t have to pay any interest and don’t have to provide an individual guarantee. Instead, applicants are evaluated by company business model and spending patterns.
Credit limits of up 100 percent are permissible for applicants. The limit is based on the amount of cash in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn significant rewards with the Brex Corporate credit card. Brex Travel offers four points to book travel. You can also receive three points when dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a spending management tool. The card comes with a variety of benefits, including a fixed 1.5% cash back rate on all purchases. There are no annual fees, and the card doesn’t require other requirements except for having a credit score of at least.
A low-interest business credit card is a great choice for startups. You may also think about a business credit card that provides additional security.
One of the most important benefits of a business low-interest credit card is that you don’t need to worry about managing multiple cards or worrying about how much you’ll be able to pay off each month. This is especially true when you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards available to start-up companies. It comes with a variety of advantages, including a large reward for signing up, purchase protection, as well as travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any APR introductory promotions to be found, and the spending limit may be too low for your business. Moreover, it’s not the most generous point-earning system.
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On the other side it is worth noting that the Ink Business Preferred Card offers numerous other useful features, including liability coverage and primary car rental coverage and a shopping insurance. If you’re a small company owner, you’ll certainly benefit from these benefits.
The Ink Business Preferred Card is another great method to earn points. When you spend in certain categories, you’ll earn three points per dollar you spend. In this instance when you spend $500 on purchases on your card in the first three months, you will get a 100,000 point welcome bonus.
Divvy
Divvy is a good option for startup business owners seeking an business card. This type of card comes with various benefits and features. You can also monitor your business expenses with this card.
The Divvy app can be used with any external accounting software to allow users to view their financial expenses. The software allows you to create a budget, restrict spending and even request money. It also lets you set a spending limit for your employees.
Divvy also has corporate cards. These cards assess your business finances and assist you to decide on how much you should spend every month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it is important to learn about the rates offered by the company prior to applying.
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Chase Ultimate Rewards
Business credit cards can be used to secure the best rates of interest on business loans, and also provide valuable rewards. For instance the Chase Ultimate Rewards business credit card provides bonus points which can be converted into cash back. Some cards offer rewards for shopping and travel as well as others that can be used to improve your credit score.
There are a myriad of credit card issuers you can choose from, such as Chase. But, you must consider the ways you will use a particular credit card. It is essential to locate the best corporate credit card for your needs.
The Ink Business Preferred(r) Credit Card is a viable option for a small business owner. This card provides solid rewards on different categories of purchases as well as protects employees’ mobile phone bills.