For those who are just beginning an enterprise, one of the most important questions they’ll need to answer is “Can I get a business credit card?” Although the answer is yes, it can be difficult and confusing to apply for an enterprise credit card. Here are some tips to be aware of the process of obtaining the credit card.
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Brex 30
Brex provides a variety of financial services, including corporate credit cards as well as spend management and expense management software. Brex is a complete financial solution for startups.
The Brex Card, also known as Brex for Startups, is a credit card that can help startups build their credit history. It doesn’t charge interest or offer a personal guarantee. Instead, applicants are evaluated based on their company’s business model and their spending habits.
Customers can get up to 100 percent credit limit. The limit is determined by the amount that a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card, you can earn valuable rewards on purchases. For instance, you can earn four points on travel booked through Brex Travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a one-stop small business credit card as well as a spending management tool. The card offers a variety of advantages, including a fixed 1.5% cashback rate on all purchases. The card does not have annual charges and doesn’t need any other requirements other than an excellent credit score.
A low-interest business credit card is a great choice for those who are just starting out. A business credit line with additional protection may be a possibility.
One of the main advantages of a low interest business credit card is that you don’t need to worry about managing multiple cards or worrying about how much you’ll have to pay off every month. This is especially applicable if you’re planning to finance large expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most popular business credit cards that are designed for startups. It has many advantages, such as a huge sign up bonus as well as purchase protection as well as travel perks. It does have some drawbacks.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any promotional APR deals and the spend limit might not be suitable for your business. It’s also not the best points-earning feature.
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The Ink Business Preferred Card, however provides a range of useful features like liability insurance, primary coverage for car rentals shopping protection, and primary coverage for rental cars. These benefits are perfect for small business owners.
Moreover to that, the Ink Business Preferred Card is a great opportunity to earn points. When you spend in specific categories, you’ll earn three points for every dollar you spend. In this instance for example, if you spend $500 on purchases on your card in the first three months, you’ll receive a 100,000 point welcome bonus.
Divide
If you’re a startup business owner in search of a business credit card You might want to think about Divvy. This type of credit card provides various benefits and features. You can also monitor your business expenses with this card.
Divvy works with external accounting software that allows users to view their financial expenses. The program allows you to make a budget, limit spending, and request funds. In addition, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers corporate cards. These cards analyze your business’ finances and help you determine how much you’ll need to invest every month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is essential to know the interest rate of the company before you make an application.
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Chase Ultimate Rewards
Business credit cards can be the opportunity to get the best rates of interest on business loans. They can also offer useful rewards. For instance, a Chase Ultimate Rewards business credit card provides bonus points which can translate to cash back. Certain cards provide rewards for travel and shopping while others can be used to to build credit for your business.
Apart from the top business credit cards from Chase and other credit card issuers that are available to. It is important to consider the method of use for the credit card. It is essential to locate the right business credit card that suits your particular needs.
Small-sized business owners will find the Ink Business Preferred(r) Credit Card an excellent choice. This card is a great way to earn rewards on different categories of purchases as well as protects employees’ mobile phone bills.