If you’re starting a business, one the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is a resounding yes however, the process of applying for an official business credit card can be a bit overwhelming and confusing. Here are a few things you should know about the process of getting a credit card.
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Brex offers a variety of financial services , including corporate credit cards, spend management and expense management software. Brex provides a complete financial solution for startups.
The Brex Card, or Brex for Startups, is an account that helps entrepreneurs build credit histories. It doesn’t charge interest or require a personal guarantee. Rather, applicants are evaluated by the company’s business model and spending habits.
Credit limits of up 100 percent are available to applicants. This limit is by the amount of cash in the customer’s Brex Cash account. Every day the Brex Card draws from the account to determine its spending limit.
With the Brex Corporate Credit Card you can earn significant rewards on purchases. Brex Travel offers four points for booking travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is a all-in-one small business credit card and a spend management tool. The card comes with a range of benefits, including a flat 1.5 percent cashback rate on all purchases. The card is free of annual fees and doesn’t have any other qualifications other than a good credit rating.
A business credit card with a low-interest rate is a great choice for startups. A business credit line with additional security might be a viable option.
One of the key benefits of a business low-interest credit card is that you don’t have to worry about juggling multiple cards or worrying about how much you can afford to pay each month. This is especially true when you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most sought-after business credit cards that are designed for startups. It provides many benefits, including a substantial sign up bonus, purchase protection, as well as travel benefits. However, it has a few drawbacks.
The Ink Business Preferred Card may not be ideal. There aren’t any introductory APR deals and the spend limit might not be suitable for your business. Furthermore, it’s not the most generous points-earning feature.
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On the other side it is worth noting that the Ink Business Preferred Card offers a lot of other useful features, such as liability insurance as well as primary coverage for car rental and a shopping insurance. These perks are perfect for small-scale business owners.
The Ink Business Preferred Card is another excellent method to earn points. If you make purchases in certain categories, you’ll earn 3 points per dollar you spend. For instance, if you charge $500 on purchases to your credit card during the first three months, then you’ll be rewarded with a welcome bonus of 100,000 points.
The Divvy is a great option for business owners who are just starting out seeking an business card. This card has a variety of benefits and features. You can also keep track of your business expenses using this card.
Divvy can be integrated alongside any other accounting software that allows users to monitor their financial expenses. The program allows you to make a budget, limit spending and request money. It also lets you set a spending limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards assess your business finances and assist you to determine how much you’ll need to invest every month. Contrary to traditional business credit cards, Divvy does not require a personal guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to know the rate of the company before submitting an application.
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Chase Ultimate Rewards
Business credit cards can be used to get the most competitive interest rates for business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted into cash back. Some cards offer rewards for shopping and traveling, and others can be used to help to build credit for your business.
In addition to the top business credit cards offered by Chase There are other credit card issuers that you can use. However, you must think about the way you intend to make use of a specific credit card. It is important to select an enterprise credit card that suits your specific requirements.
Small-sized businesses will find the Ink Business Preferred(r) Credit Card a great option. This card provides solid rewards on a variety of purchase categories and also will pay for employees’ cell phone bills.