If you’re starting a business, one the most important questions they’ll have to answer is “Can I get a business credit card?” While there is a yes answer it can be a bit difficult and confusing to apply for a business credit card. Here are some things you need to know about the process of applying for credit card.
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Brex 30
Brex provides a range of financial services like corporate credit cards, spend management and expense management software. It provides an all-in-one financial solution for startups.
The Brex Card, or Brex for Startups, is an account that helps entrepreneurs build credit histories. It doesn’t charge interest or provide a personal guarantee. Instead, applicants are evaluated based on their company’s financial model and spending habits.
The applicants can enjoy up to 100 percent credit. This limit is determined based on the amount of money that is in a customer’s Brex Cash account. Each day, the Brex Card draws from the account to determine its spending limit.
You can earn significant rewards using a Brex Corporate credit card. For instance, you could earn four points on travel booked through Brex Travel. You can also get three points for dining out.
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Capital on Tap
Capital on Tap is a complete small business credit card and a spend management system. The card comes with a variety of benefits including a standard 1.5% cash back rate on all purchases. The card doesn’t have annual fees and doesn’t have any other conditions other than a good credit rating.
A low-interest business credit card is a great option for startups. You might also think about a business credit card that provides additional security.
One of the most important features of a low-interest business credit card is that you don’t need to worry about juggling multiple cards or worrying about how much you can afford to pay off each month. This is particularly true if you’re looking to finance large expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most well-known business credit cards that are designed for startups. It provides many benefits, including a high sign-up bonus along with purchase protection, along with travel perks. However, it also has some disadvantages.
The Ink Business Preferred Card may not be perfect. There aren’t any introductory APR promotions to be found, and the spending limit may be too low for your business. Moreover, it’s not the most generous points-earning option.
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On the other hand, the Ink Business Preferred Card offers several other valuable features, such as liability insurance in addition to primary car rental insurance as well as a shopping security. If you’re a small-sized business owner, you’ll definitely enjoy these benefits.
Additionally it is worth noting that the Ink Business Preferred Card is an excellent method to earn points. When you spend in certain categories, you can earn three points for every dollar you spend. For instance, if add $500 worth of purchases to your credit card during the first three months, then you’ll be rewarded with a welcome bonus of 100,000 points.
Divide
Divvy is a good option for startup business owners looking for an enterprise card. This card comes with a wide range of advantages and features. It also allows you to track your business expenses.
Divvy can be integrated with any external accounting software that allows users to view their financial expenses. The program allows you to create a budget, restrict spending, and request funds. In addition, Divvy allows you to set a spending limit for your employees.
Divvy also offers corporate cards. These cards assess your company’s financial situation and decide on how much you’ll have to spend each month. In contrast to traditional business credit cards, Divvy does NOT require a personal guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s crucial to understand the company’s rate prior to applying.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the most favorable rates of interest on business loans and offer valuable rewards. For instance the Chase Ultimate Rewards business credit card provides bonus points which could be converted to cash back. Certain cards provide rewards for travel and shopping, and others can be used to help build your business’s credit.
There are a myriad of credit card issuers you could choose from, such as Chase. It is important to consider the way you intend to use the credit card. It is important that you locate the best business credit card to meet your requirements.
Small business owners will find the Ink Business Preferred(r) Credit Card an excellent choice. The card provides solid rewards across a variety of categories and even covers employees’ mobile phone bills.