If you’re thinking about starting an enterprise, the most important question is “Can I get my business credit card?” The answer is a resounding yes, but the process of obtaining an official business credit card can be daunting and confusing. Here are a few things to know about how to get an credit card.
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Brex offers a variety of financial services including corporate credit cards along with spend management and expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card that assists start-ups build their credit history. The applicants don’t have to pay interest or have to provide an individual guarantee. Instead, applicants are evaluated by company business model and spending habits.
Credit limits up to 100 percent are available to applicants. The limit is determined based on the amount of cash in the customer’s Brex Cash account. Each day the Brex Card draws from the account to determine the limit of its spending.
With the Brex Corporate Credit Card you can earn substantial rewards on purchases. Brex Travel offers four points when you book travel. Additionally, you can earn three points on dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as a spending management tool. It offers a wide range of benefits, including a flat 1.5% cashback rate on all purchases. There are no annual fees and the card does not have other requirements aside from a good credit score.
For a business that is just beginning it is possible to reap the benefits of a business credit card that is low-interest are a great deal. A business credit card that offers additional protection may be a possibility.
Business credit cards with low interest are extremely convenient since you don’t have to worry of managing multiple cards or worrying about how much money you’ll be able to afford each month. This is especially true if you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most popular business credit cards for new businesses. It comes with a range of benefits, like an excellent sign-up bonus purchase protection, and travel perks. However, it has some drawbacks.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any APR introductory promotions to be found, and the spending limit could be too low for your company. It’s also not the best point-earning option.
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The Ink Business Preferred Card, however, offers many other useful features like liability insurance and primary car rental coverage, shopping protection, and primary car rental coverage. As a small business owner, you’ll definitely benefit from these benefits.
The Ink Business Preferred Card is another great way to earn points. When you spend money in certain categories, you can earn three points per dollar you spend. For instance, if charge $500 on purchases to your credit card during the first three months, then you’ll be rewarded with an initial bonus of 100,000 points.
If you’re a new business owner looking for an enterprise credit card, you may want to think about Divvy. This kind of card comes with numerous benefits and features. It also allows you to monitor your business expenses.
Divvy is compatible with external accounting software, and allows users to easily monitor financial expenses. The software lets you create a budget, limit spending and request money. Additionally, Divvy permits you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card. These cards evaluate your business finances and assist you to decide how much money you’ll need to invest each month. Unlike traditional business credit cards, Divvy is not a requirement for an individual guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to be aware of the company’s rates before applying.
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Chase Ultimate Rewards
Business credit cards are the opportunity to get the most favorable interest rates on business loans, and can also offer valuable rewards. For instance a Chase Ultimate Rewards business credit card provides bonus points which can be converted into cash. Some cards offer rewards for purchases and travel while others are able to help build your credit score.
Aside from the best business credit cards from Chase but there are many other credit card issuers you can choose from. You must also think about what you intend to do with the credit card. It is vital to choose the appropriate business credit card to meet your needs.
Small-sized businesses will find the Ink Business Preferred(r), Credit Card a great option. The card provides solid rewards for various categories of purchases and even will pay for employees’ mobile phone expenses.