If you’re thinking of creating your own business, the most important question you should ask yourself is “Can I get my business credit card?” The answer is yes but the process of getting a business credit card can be confusing and overwhelming. Here are some tips to know about how to get credit card.
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Brex 30
Brex provides a range of financial services including corporate credit cards, spend management and expense management software. Brex provides a complete financial solution to startups.
The Brex Card, also known as Brex for Startups, is a credit card that can help startups establish their credit history. Applicants don’t pay interest or require personal guarantees. Instead, applicants are evaluated on their company’s budget and business model.
Credit limits of up 100 percent are permitted for applicants. This limit is determined by the amount of money customers have in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewards by using a Brex Corporate credit card. Brex Travel offers four points when you book travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a all-in-one small business credit card as well as a spending management solution. It comes with a myriad of benefits including a flat 1.5 percent cash back rate on all purchases. The card doesn’t have annual fees and doesn’t have any other conditions other than having a high credit score.
For a startup business it is possible to reap the benefits of a business credit card that is low-interest can be extremely appealing. A business credit line with additional security might be an option.
Business credit cards with low interest are extremely convenient since you’re not juggling the hassle of managing multiple credit cards or worrying about how much money you can afford each month. This is especially relevant if you’re trying to finance large purchases.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards available to start-up companies. It provides many advantages, including a large sign-up bonus as well as purchase protection along with travel perks. However, it does have several drawbacks.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any introductory APR offers and the spending limit might not be suitable for your company. It’s also not the most generous points-earning option.
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On the other side however, the Ink Business Preferred Card offers many other beneficial features, including liability coverage and primary car rental coverage, and a shopping protection. If you’re a small-sized business owner, you’ll surely get these benefits.
Additionally it is worth noting that the Ink Business Preferred Card is a great opportunity to earn points. Spend in specific categories and you’ll earn three points per dollar. In this instance, if you spend $500 on purchases to your card in the first three months, you’ll be awarded a 100,000 points welcome bonus.
Divide
If you’re a start-up business owner in search of an enterprise credit card, you may want to consider Divvy. This card comes with a wide range of benefits and features. It also allows you to track your business expenses.
The Divvy app can be used with any accounting software that allows users to monitor their financial expenses. The software allows you to create a budget, restrict spending, and request funds. Additionally, Divvy allows you to set a spending limit for your employees.
Divvy also has a corporate card. These cards look at your company’s finances and determine the amount you’ll need to spend every month. In contrast to traditional business credit cards, Divvy is not a requirement for a personal guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to be aware of the company’s rates before applying.
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Chase Ultimate Rewards
Business credit cards are a way to secure the best interest rates on business loans, and they can also offer valuable rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted into cash or cash back. Certain cards provide rewards for shopping and travel and others can be used to build your credit score.
Aside from the best business credit cards offered by Chase, there are other credit card issuers are available to. You should also think about what you intend to do with the credit card. It is crucial to find the right corporate credit card for your requirements.
Small-scale business owners will find the Ink Business Preferred(r) Credit Card an excellent option. The card provides solid rewards across a variety of categories and even will pay for employees’ mobile phone bills.