For those who are starting an enterprise, one of the most important questions they’ll need to answer is “Can I get a business credit card?” Although the answer is yes it can be a bit daunting and confusing to apply for an enterprise credit card. Here are some things you need to know about how to get a credit card.
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Brex offers a variety of financial products, including corporate credit cards along with spend management and expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card that assists start-ups build their credit score. The applicants don’t have to pay interest or provide an individual guarantee. Rather, applicants are evaluated by the company’s business model and spending habits.
Credit limits of up 100 percent are permissible for applicants. This limit is based on the amount of money in a customer’s Brex Cash account. Each day, the Brex Card draws from the account to determine the limit of its spending.
With the Brex Corporate Credit Card, you can earn valuable rewards on purchases. For instance, you could earn four points on trips booked through Brex Travel. You can also earn three points when dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as an expense management tool. The card comes with a range of benefits, including a standard 1.5% cashback rate on all purchases. The card doesn’t have annual fees and doesn’t require any other qualifications other than an excellent credit score.
A business credit card with low interest is a great choice for startups. A business credit card that comes with added security may be a possibility.
One of the primary features of a low-interest business credit card is that you don’t have to worry about juggling multiple cards or worrying about how much you’ll have to pay every month. This is especially true if are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most well-known business credit cards for new businesses. It comes with a range of benefits, such as a high sign-up bonus, purchase protection, as well as travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any introductory APR promotions available, and the spending limit may be too low for your business. Furthermore, it’s not the most generous point-earning system.
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On the other side it is worth noting that the Ink Business Preferred Card offers many other beneficial features, such as liability insurance as well as primary coverage for car rental as well as a shopping security. These benefits are ideal for small business owners.
The Ink Business Preferred Card is another great way to earn points. When you spend money in certain categories, you can earn three points for every dollar you spend. In this case, if you spend $500 on purchases on your card within the first three months, you will receive a 100,000 point welcome bonus.
If you’re a new business owner looking for a credit card for business, you may want to look into Divvy. This type of credit card provides numerous advantages and features. You can also keep track of your business expenses by using this card.
Divvy can be used alongside any other accounting software that allows users to view their financial expenses. The program allows you to make a budget, limit spending and even request money. You can also set a spending limit for your employees.
Divvy also has a corporate card. These cards evaluate your business’s financial situation and decide on how much you’ll need to spend every month. As opposed to traditional business credit card, Divvy doesn’t require personal guarantees.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to be aware of the company’s rates before applying.
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Chase Ultimate Rewards
Business credit cards offer an opportunity to secure the best interest rates on business loans. They can also provide valuable rewards. For example one card, the Chase Ultimate Rewards business credit card offers bonus points that can be converted into cash back. Some cards offer rewards for shopping and traveling, and others can be used to improve your company’s credit score.
Apart from the top business credit cards offered by Chase, there are other credit card issuers you can turn to. You must also think about what you intend to do with the credit card. It is crucial to select the correct corporate credit card for your needs.
Small-sized businesses will find the Ink Business Preferred(r) Credit Card an excellent option. This card gives you solid rewards for various purchase categories and even protects employees’ mobile phone bills.