For those who are just beginning a business, one of the most important questions they’ll need to answer is “Can I get a business credit card?” Although the answer is yes, it can be challenging and overwhelming to apply for a business credit card. Here are some tips to be aware of before obtaining credit card.
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Brex 30
Brex offers a variety of financial services , including corporate credit cards as well as spend management and expense management software. Brex offers a complete financial solution for entrepreneurs.
The Brex Card, or Brex for Startups, is an credit card that assists startups build their credit history. The applicants don’t pay interest or have to provide personal guarantees. Instead, applicants are assessed by company business model and spending habits.
Credit limits as high as 100 percent are allowed for applicants. The limit is determined by the amount customers have in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn valuable rewards when you use a Brex Corporate credit card. Brex Travel offers four points when you book travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a budget management tool. The card comes with a variety of benefits, including a flat 1.5% cash back rate on all purchases. The card has no annual fees and doesn’t have any other qualifications other than a good credit rating.
For businesses that are just starting out one of the advantages of using a low-interest business credit card can be extremely appealing. A business credit card that comes with added security may be a good option.
A low-interest business credit card are extremely convenient since you don’t have to worry of managing multiple credit cards or worrying about the amount of money you’ll have to pay each month. This is especially true if are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards available to start-up businesses. It has many advantages, including a large initial bonus, purchase protection, as well as travel benefits. However, it also has several drawbacks.
The Ink Business Preferred Card may not be perfect. There aren’t any promotional APR promotions available, and the spending cap could be too low for your business. It’s also not the most effective points-earning program.
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On the other side the Ink Business Preferred Card offers several other valuable features, such as liability insurance, primary car rental coverage and a shopping insurance. These perks are great for small business owners.
The Ink Business Preferred Card is another excellent method to earn points. When you spend in certain categories, you can earn three points for every dollar you spend. For example, if you spend $500 on purchases with your card within the first three months, you’ll be awarded a 100,000 points welcome bonus.
Divide
If you’re a startup business owner in search of a business credit card, you may want to think about Divvy. This card comes with a wide range of benefits and features. It also lets you keep track of your business expenses.
Divvy is compatible with external accounting software and enables users to easily monitor the financial expenses. You can create budgets, set the limits, and request money. You can also set a spending limit for your employees.
Divvy also has corporate cards. These cards evaluate your business’ finances and help you decide on how much you’ll need to spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it is important to know the rate of the company before submitting an application.
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Chase Ultimate Rewards
Business credit cards can be used to get the highest interest rates for business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted to cash or cash back. Some cards offer rewards for travel and shopping while others can be used to build your business’s credit.
Aside from the best business credit cards from Chase and other credit card issuers you can choose from. But, you must consider the way you intend to make use of a specific credit card. It is essential to choose the appropriate business credit card for your requirements.
Small business owners will find the Ink Business Preferred(r) Credit Card a fantastic option. The card provides solid rewards for various purchase categories and even protects employees’ mobile phone costs.