If you’re thinking of creating a business, the most important question is “Can I get my business credit card?” The answer is a resounding yes however, the process of obtaining an official business credit card can be overwhelming and confusing. Here are some tips to learn about getting credit card.
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Brex 30
Brex provides a variety of financial services, such as corporate credit cards and spend management as well as expense management software. Brex is a complete financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card designed to help start-ups build credit histories. Applicants don’t pay interest and don’t need to provide an individual guarantee. Instead applicants are evaluated based on their financial model and spending habits.
The applicants can enjoy up to 100 percent credit limit. This limit is based on the amount of cash in the customer’s Brex Cash account. Each day, the Brex Card draws from the account to determine its spending limit.
You can earn rewards with a Brex Corporate credit card. Brex Travel offers four points to book travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as a spending management tool. It comes with a myriad of benefits, including a flat 1.5 percent cash back rate on all purchases. The card does not have annual charges and doesn’t need any other requirements other than a good credit rating.
For a startup business it is possible to reap the benefits of the low-interest business credit cards could be very appealing. It is also possible to look into a credit card for business that provides additional security.
One of the primary advantages of a low interest business credit card is that you don’t have to fret about juggling several cards or worrying about how much you’ll have to pay off each month. This is especially true if you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards available to start-up businesses. It provides many benefits, including a high initial bonus, purchase protection, along with travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any introductory APR promos and the spending limit may not be appropriate for your company. Furthermore, it’s not the most generous points-earning option.
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On the other side it is worth noting that the Ink Business Preferred Card offers several other valuable features, including liability coverage and primary car rental coverage as well as a shopping security. These benefits are perfect for small business owners.
Moreover to that, the Ink Business Preferred Card is an excellent opportunity to earn points. Spend in specific categories and you’ll earn 3 points for every dollar. For example for example, if you spend $500 on purchases on your card in the first three months, you will be awarded a 100,000 points welcome bonus.
Divide
If you’re a startup business owner looking for a credit card for business you might want think about Divvy. This type of card comes with a range of benefits and features. You can also monitor your business expenses with this card.
Divvy is compatible with any external accounting software to allow users to look at their financial expenses. You can create budgets, set limits, and request money. Additionally, Divvy allows you to set a maximum spending limit for your employees.
Divvy also has corporate cards. These cards evaluate your business financial situation and help you determine how much you should spend every month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is important to know the interest rate for the company before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the highest interest rates for business loans, and also provide valuable rewards. For example one card, the Chase Ultimate Rewards business credit card provides bonus points which can be converted into cash back. Certain cards provide rewards for shopping and travel as well as others that can be used to boost your credit score.
There are a variety of credit card issuers you could select from, including Chase. You should also consider what you intend to do with the credit card. It is important to select an enterprise credit card that suits your particular needs.
The Ink Business Preferred(r) Credit Card is a good choice for a small business owner. The card gives you solid rewards for various categories of purchases and even covers cell phone bills.