For those who are just beginning a business, one of the most important questions they’ll need to answer is “Can I get a business credit card?” Although there is a yes answer, it can be difficult and confusing to apply for an enterprise credit card. Here are some things to be aware of before obtaining the credit card you need.
Jumbo Business Loan Term Lender – Brooklyn, New York
Brex provides a range of financial services , including corporate credit cards along with spend management and expense management software. It offers a complete financial solution for startups.
The Brex Card, or Brex for Startups, is a credit card that can help startups establish credit histories. The applicants don’t pay interest or need to provide an individual guarantee. Instead, applicants are evaluated based on their company’s budget and business model.
Users can get 100 percent credit. This limit is determined based on the amount of money that is in a customer’s Brex Cash account. Every day, the Brex Card draws from the account to determine its spending limit.
You can earn rewarding rewards using a Brex Corporate credit card. Brex Travel offers four points when you book travel. You can also earn three points when dining out.
First Community Credit Union Business Loan – Brooklyn, New York
Capital on Tap
Capital on Tap is a small business credit card that can be used as a spend management tool. The card provides a range of benefits, including a standard 1.5 percent cashback on all purchases. There are no annual fees, and the card doesn’t have other requirements except for an excellent credit score.
For businesses that are just starting out it is possible to reap the benefits of a business credit card that is low-interest can be extremely appealing. A business credit card that offers additional protection may be an option.
One of the key advantages of a low interest business credit card is that you don’t have to worry about managing multiple cards or worrying about the amount you can afford to pay each month. This is especially applicable if you’re planning to finance large purchases.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most sought-after business credit cards for new businesses. It comes with a variety of advantages, including a large initial bonus and purchase protection along with travel perks. It has some downsides.
The Ink Business Preferred Card may not be perfect. There aren’t any introductory APR promotions and the spending limit may not be appropriate for your business. Moreover, it’s not the most generous points-earning feature.
Lender Hard Money San Francisco – Kings County, New York
The Ink Business Preferred Card, on the other hand it offers a number of additional useful features, including liability coverage as well as primary coverage for car rentals shopping protection, as well as primary coverage for rental cars. If you’re a small business owner, you’ll definitely benefit from these benefits.
Moreover that, the Ink Business Preferred Card is a great method to earn points. When you spend in specific categories, you’ll earn 3 points per dollar you spend. In this case, if you spend $500 on purchases to your card in the first three months, you’ll be awarded a 100,000 points welcome bonus.
If you’re a startup business owner in search of an account for business credit you might want to consider Divvy. This type of card comes with various advantages and features. You can also track your business expenses with this card.
Divvy can be used with accounting software, and allows users to view their financial expenses. You can create budget, set limits, and request funds. Additionally, Divvy lets you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card for corporate customers. These cards evaluate your business finances and allow you to decide how much money you’ll need to invest each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to know the rate of the company prior to applying.
Hard Money Lender Sacramento – Brooklyn, New York City
Chase Ultimate Rewards
Business credit cards can be used to secure most favorable interest rates for business loans and provide valuable rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted to cash back. Some cards offer rewards for purchases and travel, while others can be used to boost your credit score.
Apart from the top business credit cards from Chase and other credit card issuers you can choose from. However, you should consider the ways you will utilize a specific credit card. It is important that you find the right business credit card for your needs.
Small business owners will find the Ink Business Preferred(r), Credit Card a great option. This card provides solid rewards on a variety of purchase categories and even covers cell phone bills.