For those who are starting the business of their own, one of the most important questions they’ll have to answer is “Can I get a business credit card?” Although there is a yes answer it can be a bit challenging and overwhelming to apply for an enterprise credit card. Here are some things you should know about the process of obtaining credit card.
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Brex provides a range of financial services , including corporate credit cards spending management, as well as expense management software. It provides an all-in-one financial solution for startups.
The Brex Card, or Brex for Startups, is a credit card that helps startups build their credit history. The applicants don’t have to pay interest and don’t have to provide an individual guarantee. Instead the applicants are evaluated on their company’s budget and business model.
Customers can get up to a 100 percent credit limit. The limit is determined by the amount of money customers have in their Brex Cash account. Each day the Brex Card draws from the account to determine its limit for spending.
With the Brex Corporate Credit Card you can earn significant rewards on purchases. Brex Travel offers four points for booking travel. You can also earn three points when dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as an expense management tool. The card comes with a host of benefits including a flat 1.5% cash back rate on all purchases. There are no annual fees and the card doesn’t require other requirements except for a good credit score.
For a startup business benefiting from a business credit card with low interest could be very appealing. You may also want to look into a credit card for business that offers additional protection.
A business credit card with a low-interest rate are extremely convenient since you’re not burdened with the stress of managing multiple cards or worrying about the amount of money you’ll have to pay each month. This is particularly true if you’re looking to finance major expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most sought-after business credit cards designed for entrepreneurs. It offers a variety of benefits, including the highest sign-up bonus, purchase protection, and travel benefits. However, it has some disadvantages.
The Ink Business Preferred Card may not be perfect. There aren’t any promotional APR offers and the spending limit might not be suitable for your business. In addition, it’s not exactly the most generous points-earning program.
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The Ink Business Preferred Card, however it offers a number of additional useful features like liability insurance, primary coverage for car rentals shopping protection, and primary car rental coverage. As a small business owner, you’ll surely benefit from these perks.
The Ink Business Preferred Card is another excellent way to earn points. Spend in certain categories and you’ll earn three points per dollar. In this case when you spend $500 on purchases on your card in the first three months, you will receive a 100,000-point welcome bonus.
If you’re a start-up business owner looking for an account for business credit You might want to look into Divvy. This type of card offers numerous benefits and features. It also lets you track your business expenses.
Divvy is compatible with external accounting software, and allows users to view their the financial expenses. The program lets you make a budget, limit spending and even request money. Additionally, Divvy allows you to set a maximum spending limit for your employees.
Divvy also has corporate cards. The cards analyze your company’s finances and decide how much you’ll need to spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to be aware of the company’s rates prior to applying.
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Chase Ultimate Rewards
Business credit cards provide the opportunity to get the highest interest rates for business loans, and can also provide valuable rewards. For instance a Chase Ultimate Rewards business credit card provides bonus points which can translate to cash back. Some cards offer rewards for shopping and travelling while others can be used to help increase your business’s credit.
Apart from the top business credit cards offered by Chase but there are many other credit card issuers that you can choose from. However, you must think about the manner in which you make use of a specific credit card. It is important to select an enterprise credit card that will meet your specific requirements.
Small business owners will find the Ink Business Preferred(r), Credit Card an excellent choice. This card offers solid rewards for various purchase categories and even will pay for employees’ mobile phone bills.