If you’re starting a business, one the most important questions they’ll need to answer is “Can I get a business credit card?” Although there is a yes answer but it can be daunting and confusing to apply for an enterprise credit card. Here are some points you should be aware of about the process of applying for an credit card.
Joe Lore Capwell Funding – Brooklyn, New York
Brex 30
Brex offers a variety of financial services including corporate credit cards spending management, as well as expense management software. Brex is a complete financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card designed to help start-ups build their credit history. The cardholders don’t have to pay any interest and don’t have to offer personal guarantees. Instead applicants are evaluated on their financial model and spending habits.
Customers can get up to a 100 percent credit limit. This limit is determined based on the amount of money that is in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. For instance, you could earn four points on trips booked through Brex Travel. You can also receive three points on dining.
Agreement For Loan Of Equipment – Brooklyn, New York City
Capital on Tap
Capital on Tap is a all-in-one small business credit card and a spend management tool. The card comes with a host of benefits including a flat 1.5 percent cash back rate on all purchases. The card is free of annual fees and does not have any other requirements than having a high credit score.
A low-interest business credit card is a great choice for new businesses. A business credit card that comes with additional security could be a viable option.
A low-interest business credit cards are extremely convenient since you’re not juggling the hassle of managing multiple credit cards or worrying about the amount of money you can afford each month. This is particularly true if you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most sought-after business credit cards for startups. It comes with a range of benefits, including an excellent sign-up bonus purchase protection, as well as travel perks. It has some downsides.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There are no introductory APR promos and the spending limit may not be appropriate for your business. Moreover, it’s not the most generous points-earning option.
Mark Voelker Hard Money Lender – Brooklyn, New York
On the other side however, the Ink Business Preferred Card offers several other valuable features, such as liability insurance, primary car rental coverage and a shopping protection. If you’re a small-sized business owner, you’ll surely benefit from these perks.
Additionally that, the Ink Business Preferred Card is an excellent way to earn points. Spend in certain categories and you’ll earn three points per dollar. For example, if you make a purchase of $500 to your credit card within the first three months, you’ll get a welcome bonus of 100,000 points.
Divide
The Divvy is a great option for startup business owners seeking an business card. This card comes with a wide range of benefits and features. It also lets you monitor your business expenses.
Divvy is compatible with external accounting software, and allows users to easily monitor financial expenses. The software allows you to make a budget, limit spending, and request funds. You can also set a spending limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards evaluate your business financial situation and help you decide how much money you’ll need to invest every month. Contrary to traditional business credit cards, Divvy doesn’t require a personal guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to be aware of the company’s rates before submitting an application.
Ron Metlock Hard Money Lender – Kings County, NY
Chase Ultimate Rewards
Business credit cards are an opportunity to secure the highest interest rates for business loans, and they can also offer useful rewards. For example, a Chase Ultimate Rewards business credit card offers bonus points that can be converted into cash. Certain cards provide rewards for travel and shopping as well as other cards that can be used to help to build credit for your business.
There are numerous credit card issuers you could pick from, including Chase. You should also think about the way you intend to use the credit card. It is vital to choose the appropriate business credit card that meets your needs.
Small-scale business owners will find the Ink Business Preferred(r), Credit Card a great option. This card is a great way to earn rewards on different categories of purchases, and it even covers cell phone bills.