For those who are starting a business, one of the most important questions they’ll have to answer is “Can I get a business credit card?” While the answer is yes but it can be confusing and overwhelming to apply for an enterprise credit card. Here are some things to learn about getting credit card.
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Brex 30
Brex offers a variety of financial services , including corporate credit cards, spend management and expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also known as Brex for Startups, is an credit card that assists startups establish their credit history. Applicants don’t pay interest or have to provide a personal guarantee. Instead, applicants are evaluated on the basis of their business model and spending patterns.
Credit limits of up to 100 percent are available to applicants. The limit is determined by the amount a customer has in their Brex Cash account. Each day, the Brex Card draws from the account to determine its spending limit.
You can earn rewards using a Brex Corporate credit card. For instance, you’ll earn four points on travel booked through Brex Travel. You can also receive three points for dining out.
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Capital on Tap
Capital on Tap is a complete small business credit card and spending management system. The card comes with a range of benefits, including a standard 1.5 percent cashback on all purchases. The card doesn’t have annual charges and doesn’t need any other qualifications other than having a credit score of at least.
If you are a new business one of the advantages of using a business credit card that is low-interest could be very appealing. A business credit card with additional protection may be a good option.
One of the main features of a low-interest business credit card is that you don’t have to worry about juggling multiple cards or worrying about how much you’ll be able to pay off each month. This is especially true when you are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most popular business credit cards designed for entrepreneurs. It provides many benefits, including a high sign up bonus as well as purchase protection and travel perks. However, it also has a few drawbacks.
The Ink Business Preferred Card may not be perfect. There aren’t any introductory APR promotions to be found and the spending limit could be too low for your company. It’s not the most efficient point-earning option.
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On the other side it is worth noting that the Ink Business Preferred Card offers many other beneficial features, including liability coverage in addition to primary car rental insurance and a shopping protection. These benefits are ideal for small-scale business owners.
The Ink Business Preferred Card is another excellent method to earn points. If you make purchases in certain categories, you’ll earn three points per dollar you spend. For instance, if you add $500 worth of purchases to your credit card within the first three months, you’ll be eligible for an initial bonus of 100,000 points.
Divide
The Divvy card is a great choice for business owners in the beginning looking for an business card. The card comes with a range of benefits and features. You can also keep track of your business expenses by using this card.
Divvy integrates with other accounting software, and allows users to view their financial expenses. The software allows you to set a budget, limit spending and even request money. Additionally, Divvy lets you to set a spending limit for your employees.
Divvy also offers a corporate credit card for companies. The cards analyze your company’s finances and determine how much you can spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to be aware of the company’s rates prior to applying.
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Chase Ultimate Rewards
Business credit cards provide a way to secure the best rates of interest on business loans. They can also offer useful rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted into cash or cash back. Some cards offer rewards for travel and shopping and some can be used to help improve your company’s credit score.
Aside from the best business credit cards offered by Chase but there are many other credit card issuers you can turn to. But, you must consider how you will utilize a specific credit card. It is crucial to choose the right business credit card that meets your particular needs.
Small-scale business owners will find the Ink Business Preferred(r), Credit Card a great option. This card offers solid rewards on a variety of purchase categories, and it even covers employees’ cell phone bills.