If you’re starting an enterprise, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is a resounding yes, but the process of applying for an official business credit card can be a bit overwhelming and confusing. Here are some things you should know about the process of getting credit card.
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Brex provides a range of financial products, including corporate credit cards along with spend management and expense management software. It offers a complete financial solution for new businesses.
The Brex Card, also known as Brex for Startups is a credit card designed to help start-ups build their credit score. Applicants don’t pay interest or need to provide personal guarantees. Rather, applicants are evaluated by company business model and spending patterns.
Customers can get up to 100 percent credit. This limit is determined by the amount customers have in their Brex Cash account. Every day the Brex Card draws from the account to determine its limit for spending.
With a Brex Corporate Credit Card you can earn substantial rewards on purchases. For instance, you could earn four points when you travel booked through Brex Travel. You can also get three points for dining.
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Capital on Tap
Capital on Tap is a complete small business credit card as well as a spending management solution. The card comes with a range of benefits, including a simple 1.5 percent cashback on all purchases. There are no annual charges, and the card doesn’t have any other requirements aside from an excellent credit score.
For a business that is just beginning it is possible to reap the benefits of the low-interest business credit cards could be very appealing. It is also possible to consider a business credit card with additional protection.
A low-interest business credit card are extremely convenient since you don’t have to worry of managing multiple credit cards or worrying about how much money you’ll have to pay each month. This is particularly relevant if you’re trying to finance large expenditures.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards designed for start-up businesses. It offers a variety of benefits, such as an impressive sign-up bonus, purchase security, and travel perks. However, it has several drawbacks.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any promotional APR offers and the spending limit might not be suitable for your business. It’s also not the best points-earning feature.
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The Ink Business Preferred Card, however it offers a number of additional useful features, including liability coverage primary car rental coverage shopping protection, as well as primary car rental coverage. These benefits are perfect for small business owners.
The Ink Business Preferred Card is another great way to earn points. Spend in specific categories and you’ll earn three points per dollar. For instance, if charge $500 in purchases to your card in the first three months, you’ll receive an offer of 100,000 points.
Divvy is a good option for startup business owners seeking an business card. This kind of card comes with various benefits and features. You can also keep track of your business expenses by using this card.
Divvy works with external accounting software and enables users to quickly view the financial expenses. You can create a budget, set limits on spending and request money. Additionally, Divvy lets you set an expense limit for your employees.
Divvy also has corporate cards. These cards evaluate your business finances and assist you to determine how much you can spend each month. Unlike traditional business credit cards, Divvy is not a requirement for a personal guarantee.
However, Divvy doesn’t disclose interest rates on its website. It is important to find out the interest rate of the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure best interest rates for business loans, and also provide valuable rewards. For example a Chase Ultimate Rewards business credit card gives you bonus points that could be converted to cash back. Some cards offer rewards for shopping and travel, while others are able to help build your credit score.
In addition to the top business credit cards from Chase but there are many other credit card issuers that are available to. You should also consider what you intend to do with the credit card. It is crucial to choose the appropriate business credit card to meet your needs.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. This card offers solid rewards on a variety of purchase categories, and it even covers employees’ cell phone bills.