If you’re starting the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is a resounding yes however the process of obtaining the business credit card could be confusing and overwhelming. Here are some points you should be aware of about the process of getting the credit card.
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Brex 30
Brex provides a broad range of financial services, including corporate credit cards, spend management, and expense management software. It offers a complete financial solution for new businesses.
The Brex Card, or Brex for Startups, is a credit card that helps startups establish their credit history. The applicants don’t have to pay interest or provide personal guarantees. Instead, applicants are evaluated on their company’s budget and business model.
Customers can get up to a 100 percent credit limit. This limit is determined by the amount customers have in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card you can earn substantial rewards on purchases. For example, you can get four points on travel booked through Brex Travel. You can also receive three points when dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as an expense management tool. It comes with a myriad of benefits including a flat 1.5% cash back rate on all purchases. The card is free of annual fees and doesn’t require any other requirements other than having a high credit score.
If you are a new business, the benefits of using the low-interest business credit cards could be very appealing. A business credit card that comes with added security may be an option.
Business credit cards with low interest are extremely convenient since you’re not burdened with the stress of managing multiple credit cards or worrying about how much money you’ll have to pay each month. This is particularly true if you’re looking to finance large purchases.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most popular business credit cards for new businesses. It offers a range of benefits, like a high sign-up bonus, purchase protection, as well as travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any introductory APR promos and the spending limit might not be suitable for your business. Moreover, it’s not the most generous points-earning option.
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On the other side however, the Ink Business Preferred Card offers several other valuable features, such as liability insurance and primary car rental coverage, and a shopping protection. If you’re a small-sized business owner, you’ll definitely get these benefits.
The Ink Business Preferred Card is another great method to earn points. Spend in specific categories and you’ll earn three points per dollar. In this instance, if you spend $500 on purchases with your card in the first three months, you’ll be awarded a 100,000 points welcome bonus.
Divvy
Divvy is a good option for entrepreneurs who are starting their business and looking for an business card. This type of card comes with numerous benefits and features. It also allows you to monitor your business expenses.
Divvy can be used with any external accounting software to allow users to see their financial expenses. You can then create budgets, set maximum limits and request money. Divvy also allows you to set an amount of money you can spend for your employees.
Divvy also offers a corporate credit card for companies. These cards review your company finances and allow you to decide what amount of money you can spend each month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s crucial to be aware of the company’s rates prior to applying.
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Chase Ultimate Rewards
Business credit cards can be a way to secure the highest interest rates for business loans, and they can also offer useful rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted to cash or cash back. Certain cards provide rewards for travel and shopping, and others can be used to help to build credit for your business.
Apart from the top business credit cards from Chase There are other credit card issuers that you can turn to. But, you must consider the manner in which you utilize a specific credit card. It is important that you locate the best corporate credit card for your needs.
The Ink Business Preferred(r) Credit Card is a viable option for small-sized business owners. This card offers solid rewards on different categories of purchases as well as protects employees’ mobile phone bills.