For those who are just beginning a business, one of the most important questions they’ll need to answer is “Can I get a business credit card?” While the answer is yes, it can be daunting and confusing to apply for a business credit card. Here are some things you need to learn about getting the credit card you need.

Iccu Commercial Loans – Brooklyn, NYC

Brex 30
Brex offers a variety of financial services , including corporate credit cards spending management, as well as expense management software. Brex provides a complete financial solution to startups.

The Brex Card, also known as Brex for Startups is a credit card designed to help start-ups build credit histories. The cardholders don’t have to pay any interest and don’t need to offer personal guarantees. Rather, applicants are evaluated on the basis of their business model and spending habits.

Credit limits of up 100 percent are allowed for applicants. This limit is determined based on the amount of money that is in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.

With the Brex Corporate Credit Card you can earn significant rewards on purchases. For example, you can earn four points when you travel booked through Brex Travel. You can also get three points when dining out.

Return Of Loan Equipment – Brooklyn, New York

Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as a spend management tool. The card comes with a host of benefits including a flat 1.5% cash back rate on all purchases. The card does not have annual fees and does not have any other requirements than a good credit rating.

For a business that is just beginning, the benefits of using a low-interest business credit card could be very appealing. It is also possible to consider a business credit card that provides additional security.

One of the most important benefits of a business low-interest credit card is that you don’t need to worry about managing multiple cards or worrying about how much you’ll have to pay every month. This is particularly applicable if you’re planning to finance large expenses.

Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most sought-after business credit cards for startups. It comes with a variety of benefits, including a high reward for signing up along with purchase protection, as well as travel perks. It does have some drawbacks.

The Ink Business Preferred Card isn’t ideal, however. There aren’t any promotional APR promotions available, and the spending limit may be too low for your business. It’s also not the best points-earning strategy.

Volocity Hard Money Lender – Brooklyn, New York City

On the other side it is worth noting that the Ink Business Preferred Card offers numerous other useful features, such as liability insurance as well as primary coverage for car rental and a shopping insurance. If you’re a small business owner, you’ll surely benefit from these benefits.

The Ink Business Preferred Card is another excellent way to earn points. Spend in specific categories and you’ll earn three points per dollar. For instance, if make a purchase of $500 to your card in the first three months, you’ll be eligible for a welcome bonus of 100,000 points.

Divide
Divvy is a good option for business owners who are just starting out seeking an enterprise card. This card has a variety of advantages and features. It also lets you monitor your business expenses.

Divvy can be used with accounting software, allowing users to view their the financial expenses. You can then create budgets, set limits, and request money. Additionally, Divvy permits you to set a spending limit for your employees.

Divvy also offers a corporate credit card for corporate customers. These cards assess your company’s finances and determine the amount you can spend each month. As opposed to traditional business credit card, Divvy does NOT require an individual guarantee.

However, Divvy does not disclose any interest rates on its website. Therefore, it is important to understand the company’s rate before you apply.

Hard Money Lender Houston – Kings County, NY

Chase Ultimate Rewards
Business credit cards provide an opportunity to secure the most favorable interest rates on business loans, and can also offer useful rewards. For example the Chase Ultimate Rewards business credit card gives you bonus points that can be converted into cash. Some cards offer rewards for shopping and traveling and some can be used to help improve your company’s credit score.

There are a myriad of credit card issuers you could select from, including Chase. You should also consider what you intend to do with the credit card. It is important that you find the right corporate credit card for your needs.

Small-sized businesses will find the Ink Business Preferred(r) Credit Card a fantastic option. This card gives you solid rewards for various categories of purchases and even protects employees’ mobile phone bills.

affiliate marketing for beginners