For those that are starting an enterprise, one of the most important questions they’ll have to answer is “Can I get a business credit card?” While there is a yes answer it can be challenging and overwhelming to apply for an enterprise credit card. Here are a few tips to be aware of the process of obtaining an credit card.
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Brex provides a range of financial services including corporate credit cards spending management, as well as expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card that assists start-ups build their credit history. The applicants don’t have to pay interest and don’t have to offer a personal guarantee. Instead applicants are evaluated based on their company’s budget and business model.
Applicants can have up to 100 percent credit. The limit is determined by the amount of money the customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn substantial rewards on purchases. Brex Travel offers four points when you book travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as a spending management tool. The card offers a slew of benefits including a standard 1.5 percent cash-back rate on all purchases. The card has no annual charges and doesn’t need any other requirements other than a good credit rating.
For a startup business benefiting from the low-interest business credit cards are a great deal. You might also think about a business credit card with additional protection.
A low-interest business credit cards are extremely convenient since you don’t have the worry of managing multiple cards or worrying about the amount of you can manage each month. This is particularly important if you’re trying to finance large purchases.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards designed for start-up companies. It offers a range of benefits, including a high sign-up bonus, purchase security, and travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any promotional APR promotions to be found and the spending limit may be too low for your company. Moreover, it’s not the most generous point-earning system.
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On the other hand the Ink Business Preferred Card offers a lot of other useful features, such as liability insurance in addition to primary car rental insurance, and a shopping protection. If you’re a small-sized business owner, you’ll surely get these benefits.
Additionally that, the Ink Business Preferred Card is a great opportunity to earn points. If you make purchases in certain categories, you can earn 3 points for every dollar you spend. For example the case of spending $500 on purchases to your card within the first three months, you will receive a 100,000 point welcome bonus.
Divvy is a good option for startup business owners looking for a business card. This type of card comes with a range of advantages and features. It also allows you to monitor your business expenses.
Divvy is compatible with external accounting software, allowing users to view their the financial expenses. The software allows you to make a budget, limit spending, and request funds. You can also set an expense limit for your employees.
Divvy also offers corporate cards. These cards look at your company’s finances and determine the amount you should spend every month. As opposed to traditional business credit card, Divvy is not a requirement for a personal guarantee.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s important to be aware of the company’s rates before you apply.
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Chase Ultimate Rewards
Business credit cards can be the chance to secure best rates of interest on business loans, and can also offer valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted to cash or cash back. Some cards offer rewards for shopping and travelling, and others can be used to to build credit for your business.
In addition to the top business credit cards offered by Chase There are other credit card issuers you can use. But, you must consider how you will make use of a particular credit card. It is crucial to find the right business credit card that meets your needs.
The Ink Business Preferred(r) Credit Card is a good choice for a small business owner. The card gives you solid rewards on a variety of purchase categories and even protects employees’ mobile phone bills.