If you are thinking of creating a business, the most important question to ask is “Can I get my business credit card?” Although there is a yes answer it can be a bit challenging and overwhelming to apply for an enterprise credit card. Here are some things you need to be aware of when applying for a credit card.
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Brex 30
Brex provides a variety of financial services, including corporate credit cards spending management, as well as expense management software. Brex offers a complete financial solution to startups.
The Brex Card, or Brex for Startups, is a credit card that helps startups establish credit histories. The applicants don’t have to pay interest or offer a personal guarantee. Instead applicants are evaluated based on their budget and business model.
Applicants can have up to a 100 percent credit limit. This limit is determined by the amount of cash in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card you can earn significant rewards on purchases. For example, you can earn four points when you travel booked through Brex Travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is a all-in-one small business credit card and spending management tool. The card comes with a host of benefits, including a fixed 1.5 percent cash back rate on all purchases. There are no annual charges, and the card doesn’t have other requirements, aside from having a credit score of at least.
A low-interest business credit line is a great choice for new businesses. A business credit card that offers additional protection may be a viable option.
A low-interest business credit cards are very convenient because you’re not juggling the hassle of managing multiple cards or worrying about the amount of money you’ll be able to afford each month. This is especially true when you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards for startup businesses. It comes with a variety of advantages, such as a huge initial bonus as well as purchase protection as well as travel perks. It does have some drawbacks.
The Ink Business Preferred Card may not be the best choice for you. There are no introductory APR promotions to be found and the spending cap could be too low for your business. In addition, it’s not exactly the most generous points-earning feature.
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On the other hand however, the Ink Business Preferred Card offers a lot of other useful features, such as liability insurance in addition to primary car rental insurance and a shopping protection. These benefits are ideal for small business owners.
The Ink Business Preferred Card is another great way to earn points. Spend in certain categories , and you’ll earn 3 points for every dollar. For instance, if add $500 worth of purchases to your card in the first three months, then you’ll be rewarded with an offer of 100,000 points.
Divvy
If you’re a new business owner looking for a business credit card you might want look into Divvy. This type of card offers a range of benefits and features. It also allows you to keep track of your business expenses.
Divvy is compatible with any accounting software that allows users to see their financial expenses. The software lets you create a budget, limit spending, and request funds. Additionally, Divvy lets you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card. The cards analyze your company’s finances and determine the amount you’ll need to spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is important to know the company’s interest rate before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the best rates of interest for business loans and provide valuable rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted to cash or cash back. Some cards offer rewards for shopping and traveling as well as others that can be used to improve your credit score.
Apart from the top business credit cards from Chase but there are many other credit card issuers you can turn to. But, you must consider the manner in which you make use of a particular credit card. It is important to select the right business credit card that is suitable for your needs.
Small-sized business owners will find the Ink Business Preferred(r), Credit Card an excellent option. This card offers solid rewards for various purchase categories and even protects employees’ mobile phone bills.