If you’re starting an enterprise, one of the most important questions they’ll have to answer is “Can I get a business credit card?” While there is a yes answer it can be confusing and overwhelming to apply for an enterprise credit card. Here are some things you need to learn about getting the credit card you need.
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Brex offers a wide variety of financial services, such as corporate credit cards spending management, as well as expense management software. It offers a complete financial solution for new businesses.
The Brex Card, also known as Brex for Startups is a credit card that helps start-ups build credit histories. Applicants don’t pay interest or provide personal guarantees. Instead, applicants are evaluated based on their financial model and spending habits.
Credit limits of up to 100 percent are permissible for applicants. The limit is by the amount of money in the customer’s Brex Cash account. Each day the Brex Card draws from the account to determine its limit for spending.
You can earn rewards using a Brex Corporate credit card. Brex Travel offers four points for booking travel. You can also receive three points for dining.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a budget management tool. It offers a wide range of benefits, including a flat 1.5 percent cashback rate on all purchases. There are no annual fees and the card doesn’t have any other requirements aside from having a high credit score.
If you are a new business, the benefits of using a business credit card that is low-interest can be extremely appealing. A business credit card that comes with added security may be a possibility.
Business credit cards with low interest are very convenient because you’re not burdened with the stress of managing multiple credit cards or worrying about the amount of money you can afford each month. This is especially important if you’re trying to finance major expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards for new companies. It offers a variety of benefits, such as an excellent sign-up bonus purchase protection, and travel perks. However, it has some drawbacks.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any promotional APR offers and the spending limit might not be suitable for your business. This isn’t the most efficient points-earning strategy.
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On the other hand, the Ink Business Preferred Card offers many other beneficial features, including liability coverage and primary car rental coverage, and a shopping protection. These perks are perfect for small-scale business owners.
Additionally it is worth noting that the Ink Business Preferred Card is a great opportunity to earn points. Spend in certain categories and earn three points per dollar. In this example the case of spending $500 on purchases with your card within the first three months, you will get a 100,000 point welcome bonus.
Divvy is a good option for entrepreneurs who are starting their business and seeking an business card. This kind of card comes with numerous benefits and features. You can also keep track of your business expenses by using this card.
Divvy is compatible with external accounting software, allowing users to easily monitor the financial expenses. You can create budgets, set the maximum limits and request money. Divvy also allows you to set an amount of money you can spend for your employees.
Divvy also offers corporate cards. These cards review your company financial situation and help you decide how much money you’ll need to spend every month. In contrast to traditional business credit cards, Divvy does NOT require personal guarantees.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s crucial to be aware of the company’s rates before submitting an application.
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Chase Ultimate Rewards
Business credit cards provide the chance to secure best interest rates on business loans, and can also provide valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted into cash or cash back. Some cards offer rewards for travel and shopping while others can be used to help increase your business’s credit.
There are many credit card issuers that you can select from, including Chase. You should also think about the method of use for the credit card. It is crucial to choose a business credit card that is suitable for your needs.
Small-sized business owners will find the Ink Business Preferred(r) Credit Card a fantastic option. The card is a good option for earning rewards across a variety of categories and even covers mobile phone bills.