If you’re thinking of starting your own business, the first important question is “Can I get my business credit card?” The answer is a resounding yes but the process of obtaining an official business credit card can be overwhelming and confusing. Here are some tips to be aware of before obtaining a credit card.
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Brex 30
Brex provides a broad range of financial services, such as corporate credit cards as well as spend management and expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, or Brex for Startups, is an credit card that assists startups establish their credit history. The applicants don’t have to pay interest and don’t have to offer personal guarantees. Instead the applicants are evaluated on their company’s financial model and spending habits.
The applicants can enjoy up to 100 percent credit limit. This limit is determined based on the amount of cash in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card You can earn rewards on purchases. For example, you can earn four points on trips booked through Brex Travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a one-stop small business credit card and a spend management solution. The card comes with a variety of benefits, including a fixed 1.5 percent cash-back rate on all purchases. There are no annual fees, and the card doesn’t have other requirements aside from a good credit score.
A business credit card with low interest is a great choice for businesses that are just starting out. It is also possible to look into a business credit card that provides additional security.
A business credit card with a low-interest rate are extremely convenient since you don’t have to worry of managing multiple cards or worrying about the amount of money you’ll be able to afford each month. This is especially true if you’re looking to finance major expenditures.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards for new companies. It provides many advantages, including a large sign up bonus along with purchase protection, as well as travel benefits. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t ideal, however. There are no introductory APR promotions available, and the spending cap could be too low for your business. It’s not the most efficient points-earning program.
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On the other hand it is worth noting that the Ink Business Preferred Card offers numerous other useful features, including liability coverage and primary car rental coverage and a shopping protection. If you’re a small-sized business owner, you’ll surely benefit from these benefits.
The Ink Business Preferred Card is another great method to earn points. Spend in certain categories , and you’ll earn three points per dollar. In this case when you spend $500 on purchases made with your card within the first three months, you will get a 100,000 point welcome bonus.
Divvy
If you’re a business owner looking for a business credit card You might want to look into Divvy. This kind of card comes with a range of advantages and features. It also allows you to monitor your business expenses.
Divvy integrates with other accounting software, allowing users to view their the financial expenses. The program allows you to create a budget, limit spending, and request funds. Divvy also allows you to set the spending limit for your employees.
Divvy also offers a corporate credit card for companies. These cards evaluate your business’s finances and determine how much you can spend each month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is crucial to know the interest rate for the company before you make an application.
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Chase Ultimate Rewards
Business credit cards provide an opportunity to secure the best rates of interest on business loans. They can also offer valuable rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted to cash or cash back. Some cards offer rewards for shopping and travel, while others can be used to improve your credit score.
There are a myriad of credit card issuers to choose from, such as Chase. But, you must consider the ways you will use a particular credit card. It is vital to select the correct corporate credit card for your needs.
Small-sized business owners will find the Ink Business Preferred(r) Credit Card a fantastic option. The card provides solid rewards across a variety of categories and even protects employees’ mobile phone costs.